Good
- $5 to issue, with no monthly or annual fee
- Paid for with Bitcoin, USDT or Perfect Money
- VCCPro says no ID verification is needed to buy a card
- Reloadable, so one card number can cover recurring bills
Watch out
- Every top-up costs 8% plus $1, so loading $100 costs $9
- No cashback, points or rewards on any spending
- Virtual only, with no ATM withdrawals
- Orders are final once the card is issued, with no refunds
VCCPro Virtual Visa Card is a reloadable prepaid Visa in US dollars that you buy from VCCPro with Bitcoin, USDT or Perfect Money. The card costs $5 to issue, each top-up costs 8% plus $1, and it pays no cashback on anything you spend.
VCCPro is an online shop for virtual cards with around 50 products, many of them sold for a single platform such as Google Ads, Netflix or ChatGPT. The Reloadable Virtual Visa Card is its general-purpose option: you keep one card number and add funds when the balance runs low, which suits subscriptions, hosting bills and ad accounts.
VCCPro Virtual Visa Card cashback
VCCPro Virtual Visa Card pays no cashback, and VCCPro sells no tier, token or membership that adds rewards to any of its cards.
The card has a single plan, so spending more or holding a larger balance changes nothing. You pay for a dollar Visa you can fund with crypto, and nothing comes back from your purchases.
Against the top-up fee, even a high cashback rate would barely matter. A card paying 1% returns $1 on $100 of spending, while VCCPro takes $9 to put that $100 on the card in the first place.
VCCPro Virtual Visa Card fees
VCCPro Virtual Visa Card costs $5 to issue, and VCCPro adds a top-up fee of 8% plus $1 to every amount you load, according to the price calculator on its product page.
The flat $1 makes small loads especially expensive: putting $10 on the card costs $1.80 in fees, $100 costs $9, and $500 costs $41, so the fee never falls much below 8% however much you load. A first card with $100 on it comes to $114.
There is no monthly or annual fee, so a card you stop using costs nothing to keep. VCCPro's home page lists loads from $10 up to $1,000 per transaction.
VCCPro doesn't list a fee for payments in currencies other than dollars. The card spends US dollars, so a purchase in euros or pounds is converted to dollars by the card network before it reaches your balance.
VCCPro Virtual Visa Card ATM withdrawal fees
VCCPro Virtual Visa Card can't be used at ATMs, because VCCPro's virtual cards are digital-only products built for online payments.
If you need cash from crypto, a card with a physical version and a published ATM allowance is the better tool, and most cost far less to load than this one.
Is VCCPro Virtual Visa Card safe?
VCCPro Virtual Visa Card is custodial: the dollars you load sit with VCCPro's card providers, and you rely on VCCPro's support to fix any problem with the card.
VCCPro's terms describe VCCPRO Ltd as a technology platform that isn't a bank, an electronic money institution or a card issuer. The cards come from licensed third-party providers through an API, and VCCPro doesn't name them. Its listed address is in Poole, Dorset, in the United Kingdom, and support runs through WhatsApp, Telegram and info@vccpro.com.
VCCPro's refund policy is strict, because orders are final once the card is delivered, and a replacement or refund is possible only if the card is faulty, unused and reported within 24 hours. Card details arrive by email, usually within 30 minutes to 6 hours and in rare cases up to 24 hours.
VCCPro markets many of its cards for verifying accounts on sites such as PayPal, Stripe and Amazon. Platforms can close accounts linked to prepaid cards, so keep only what you need for the next bill on the card.
Who should get VCCPro Virtual Visa Card
VCCPro Virtual Visa Card suits people who hold Bitcoin or USDT, want a dollar Visa for a handful of subscriptions without uploading an ID, and accept paying a high price for that privacy.
The $5 issue fee is low and there is no monthly charge, so the card is cheap to hold. The cost sits in the top-up fee, which takes about $9 of every $100 and makes the card a poor fit for regular spending.
For anyone who can pass a normal ID check, a crypto card with a low conversion fee will cost a fraction of this. The comparison below shows cards with cashback and published fees in your country.
Where VCCPro Virtual Visa Card is available
VCCPro Virtual Visa Card is sold online worldwide, and VCCPro says its cards can be bought and used from any country where prepaid Visa cards are accepted.
VCCPro publishes no list of excluded countries. Merchant acceptance still varies, since some sites decline prepaid cards or cards issued outside the buyer's own country.