Best Crypto Cards in the US

Top 5 picks

Cards that accept residents of the US, each shown with its local terms and ranked by cashback on the plan anyone can get.

1. 

   1. ether.fi Cash

   ether.fi Cash suits crypto holders who want high cashback on everyday spending without handing their coins to an exchange, with 3% on the first $2,000 a month on the free Core level. Rewards are paid in the ETHFI token after a 7-day lock, and Core cashback drops to 0.5% above $3,000 a month.

   Cashback

   3%

   Max cashback

   4%

   Conversion fee

   —

   FX fee

   1.5%

   • 3% cashback on the first $2,000 a month with no annual fee
   • Self-custody wallet, the issuer can't move your funds
   • Cashback is paid in ETHFI after a 7-day lock, $5 minimum claim
   • Core cashback drops to 0.5% above $3,000 a month

   Get ether.fi Cash Read the review
2. 

   2. Plasma One Card

   Plasma One Card suits stablecoin holders who want to spend USDT from their own wallet and are happy to earn cashback in XPL. The free Lite plan stops paying 2% after $500 a month, and the better rates need a $199 yearly fee or an XPL lock of 12 months.

   Cashback

   2%

   Max cashback

   4%

   Conversion fee

   0%

   FX fee

   2%

   • 2% cashback on the first $500 a month on the free Lite plan
   • No conversion fee on payments, and 0% FX on Platinum
   • Cashback is paid in XPL, so its value moves with the token
   • Lite charges 2% FX and has no ATM access

   Get Plasma One Card Read the review
3. 

   3. Uphold Debit Card

   Uphold Debit Card suits US residents who already hold dollars or crypto on Uphold, with a free Essential plan and a $99.99 Elite plan for travellers. The advertised XRP rewards are a limited-time offer for new cardholders, and Essential charges 1.5% on foreign-currency payments.

   Cashback

   2%

   Max cashback

   3%

   Conversion fee

   2.05%

   FX fee

   1.5%

   • Essential plan has no annual fee and a free virtual card
   • Elite has 0% FX, free ATM withdrawals and a free metal card
   • Only for US residents, excluding Louisiana and New York
   • Elite costs $99.99 a year

   Get Uphold Debit Card Read the review
4. 

   4. Tria Card

   Tria Card suits heavy spenders who want self-custody and can use the Max plan, where 6% on the first $2,000 a month is worth up to $120 a month against a $250 yearly fee. Every plan costs money, and the card terms let the issuer charge up to 3% on foreign exchange.

   Cashback

   1.5%

   Max cashback

   6%

   Conversion fee

   0%

   FX fee

   1%

   • Max pays 6% on the first $2,000 a month, up to $120
   • Funds stay in your own wallet until you pay
   • No free plan, Max costs $250 a year
   • Max cashback drops to 1% above $2,000 a month

   Get Tria Card Read the review
5. 

   5. KAST Card

   KAST Card suits stablecoin holders who spend up to $2,000 a month and want 1.5% back with no conversion fee on USDC or USDT. The paid tiers cost $1,000 and $10,000 a year and only pay off for very heavy spenders.

   Cashback

   1.5%

   Max cashback

   3%

   Conversion fee

   0%

   FX fee

   1.75%

   • 1.5% cashback on the first $2,000 a month on the free plan
   • Stablecoins convert to US dollars 1:1 with no spending fee
   • Free plan cashback tops out at $30 a month
   • The physical Standard card costs $40 for delivery

   Get KAST Card Read the review

More best lists

• Best Free Crypto Cards
• Best Crypto Cards in Europe
• Best Cashback Crypto Cards
• Best Crypto Credit Cards
• Best Crypto Cards for Travel
• Best Crypto Cards for ATM Withdrawals
• Best Self-Custody Crypto Cards
• Best Stablecoin Cards for USDT and USDC
• Best Bitcoin Debit Cards