Best Cashback Crypto Cards

MEXC Card is our top pick for a cashback crypto card, with up to 10% cashback on its top plan and 4% cashback (first $2.5k a month, then 0%). OKX Card and Bybit Card follow, both with up to 10% cashback on its top plan.

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Some links earn us a commission, which never changes the order, and we don't issue any of these cards.

Top 5 picks

The highest cashback any plan pays, with what it takes to unlock it.

  1. MEXC Card — Standard

    1. MEXC Card

    MEXC Card suits people who already keep USDT on MEXC and spend up to $2,500 a month, where 4% cashback minus the 1% purchase fee leaves about 3%. It is virtual only, can't withdraw cash, and the higher 6% and 10% rates depend on a trading score that card spending doesn't raise.

    Max cashback
    10%
    Cashback
    4%
    FX fee
    0%
    Countries
    179
    • 4% cashback for every new cardholder, up to $100 a month
    • No card, monthly or annual fee
    • 1% fee on every purchase cuts net cashback to about 3%
    • 10% cashback needs the Elite VVIP level, an 800+ M-Score
  2. OKX Card — Non-VIP

    2. OKX Card

    OKX Card is a cheap virtual card for OKX users in Europe who hold USDG, with no FX fee and 2% cashback on up to €2,500 a month. The 10% rate needs OKX VIP 4 status, and there's no physical card or ATM access in any region.

    Max cashback
    10%
    Cashback
    2%
    FX fee
    0%
    Countries
    35
    • 0% FX fee and a 0.1% conversion spread on every payment
    • 2% cashback on the first €2,500 a month on the free plan in Europe
    • Only payments funded with USDG earn cashback in Europe
    • 10% cashback needs OKX VIP 4 status and stops after €10,000
  3. Bybit Card — Tier 1 (Base)

    3. Bybit Card

    Bybit Card is a strong free card for Bybit users in Europe, with 1% uncapped cashback and low fees. The advertised 10% needs VIP status or $25,000 a month in spending, so most people will earn 1–2%.

    Max cashback
    10%
    Cashback
    1%
    FX fee
    0.5%
    Countries
    39
    • 1% cashback with no monthly cap on the free plan in Europe
    • 0.5% FX fee and a free physical card in Europe
    • 10% cashback needs $25,000 a month in spending or top VIP status
    • Outside Europe the free plan earns at most $5 a month
  4. COCA Card — Starter

    4. COCA Card

    COCA Card suits people who want a self-custody Visa with Apple Pay and a modest 1% on the first $1,500 a month. The higher rates need COCA tokens staked and every tier has a small monthly cap, so 8% pays at most $350 a month.

    Max cashback
    8%
    Cashback
    1%
    FX fee
    0%
    Countries
    76
    • Self-custody wallet, so COCA doesn't hold your funds
    • 1% cashback on the free plan, up to $15 a month
    • 3% to 8% needs 300 to 30,000 COCA tokens staked
    • Every tier caps cashback, from $15 to $350 a month
  5. Gate Card — T0

    5. Gate Card

    Gate Card suits Gate exchange users who spend a few thousand dollars a month with crypto, because the higher cashback tiers can be earned by card spending as well as VIP level. Every tier stops paying after $5,000 of spending a month, and the free tier earns at most $5.

    Max cashback
    8%
    Cashback
    1%
    FX fee
    0.4%
    Countries
    209
    • Free virtual and physical card, no monthly fee on the global card
    • $3,000 of monthly spending unlocks 2% cashback
    • Free tier pays 1% on the first $500 a month, $5 at most
    • 8% needs $15,000 a month and stops at $5,000 of spending

Compare all 47 cards

Pick your country to see each card with the terms that apply to you, or sort by any column.

#CardMax cashbackCashbackFX feeCountriesLink
1MEXC Card10%Elite4%First $2.5k a month, then 0%0%179Get card
10OKX Card10%VIP 42%First €2.5k a month, then 0%. Crypto-funded only0%35Get card
13Bybit Card10%Supreme VIP or PRO 31%Always0.5%39Get card
14COCA Card8%Stake $47k COCA1%First $1.5k a month, then 0%0%76Get card
15Gate Card8%Spend $15k a month or VIP 131%First $500 a month, then 0%. Crypto-funded only0.4%209Get card
16KuCard8%Spend $30k a month or VIP 111%First $500 a month, then 0%. Crypto-funded only1%31Get card
17Tap Card8%Stake €25k XTP for 12 months0.5%Always1.5%29Get card
19Wirex Card8%Hold $50k with 10% in WPAY0.5%Always0%73Get card
20Bit2Me Card7%Space Center Level 70%2%29Get card
22Tria Card6%$250/yr1.5%First $1k a month, then 0.5%1%217Get card
23Odix Pay Card6%Free0%1.5%20Get card
24BingX Card5%Spend $2k a month2%First $200 a month, then 0%0%43Get card
26CoinZoom Visa Card5%Lock 300k ZOOM0.5%Always0%137Get card
27Crypto.com Visa Card4.5%Stake €450k CRO for 12 months0%2%38Get card
35ether.fi Cash4%Hold $500k3%First $2k a month, then 1%1.5%91Get card
36Plasma One Card4%Lock 100k XPL for 12 months2%First $500 a month, then 0.1%2%211Get card
37Cardano Card4%€359.88/yr0.5%Always—35Get card
39Bitget Wallet Card3%Spend $200 a month2%First $600 a month, then 0%1.7%56Get card
46Uphold Debit Card3%$99.99/yr2%First $6k a month, then 0%. New users only1.5%1Get card
51KAST Card3%$10,000/yr1.5%First $2k a month, then 0%1.75%10Get card
52Fold Card3%Hold $100k0.25%Always—1Get card
53RedotPay Card3%$129/yr0%1.2%194Get card
54Rizon Card2.5%$143.88/yr0%1.7%49Get card
55Belo Mastercard2%Free2%First AR$1000k a month, then 0%. Crypto-funded only—1Get card
56Lemon Card2%Free2%First AR$1500k a month, then 0%. Crypto-funded only0%1Get card
57Ripio Card2%Free2%First AR$2500k a month, then 0%. Crypto-funded only3%1Get card
58Tangem Pay2%$359.88/yr or Spend $4.5k a month or Hold $65k1%First $10k a month, then 0%1.5%41Get card
59Binance Card2%Spend $800 a month0.5%Always0%8Get card
60XPlace Card2%$999/yr0.5%First $2k a month, then 0%. Credit mode only1%225Get card
61Krak Card2%Hold €50k0%0%32Get card
64LinkPay Card2%$2,508/yr0%0%215Get card
65Nexo Card2%Hold €4.3k with 10% in NEXO0%2%34Get card
67Shakepay CardVerified1.5%Blue status1%Always3%1Get card
681inch Card1%Free1%Always0%31Get card
69Bitpanda Card1%Free1%Crypto-funded only0%20Get card
70Bleap Card1%Free1%First €3k a month, then 0%0%31Get card
71CoinJar Card1%Free1%Always2.99%1Get card
72Gemini Credit Card1%Free1%Always0%1Get card
73Kolo Card1%Free1%First $10k a month, then 0%1%229Get card
75Ledger CL Card1%Free1%Always0%37Get card
77MetaMask Card1%Free1%Always1%45Get card
80Wallbit Card1%Hold $50k0.3%Always2%76Get card
81Phemex Card1%VIP 10.25%Always—28Get card
82Deblock Card1%€120/yr0%0.5%32Get card
83Rivocard Virtual Card1%Hold $1k0%0%238Get card
84Brighty Card0.5%Free0.5%First €3.4k a month, then 0%—37Get card
85THORWallet Card0.5%Free0%1.5%173Get card

How we rank cashback Crypto Cards

Every card that pays cashback qualifies, ranked by the highest rate any of its plans pays, then by the rate on the plan anyone can get. "Cashback" is the rate on the plan anyone can get, with no subscription, staking or spending minimum, and "max cashback" is the best rate on any plan.

Each card's review explains its plans, fees and availability. There is no overall score, and referral links never change the order. How we compare cards.

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