Best Free Crypto Cards

MEXC Card is our top pick for a free crypto card, with 4% cashback (first $2.5k a month, then 0%) and a 1% conversion fee. ether.fi Cash and OKX Card follow, with 3% cashback and 2% cashback respectively.

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Some links earn us a commission, which never changes the order, and we don't issue any of these cards.

Top 5 picks

Cards with no annual fee, staking or spending minimum, ranked by the cashback every cardholder gets.

  1. MEXC Card — Standard

    1. MEXC Card

    MEXC Card suits people who already keep USDT on MEXC and spend up to $2,500 a month, where 4% cashback minus the 1% purchase fee leaves about 3%. It is virtual only, can't withdraw cash, and the higher 6% and 10% rates depend on a trading score that card spending doesn't raise.

    Cashback
    4%
    Conversion fee
    1%
    FX fee
    0%
    Countries
    179
    • 4% cashback for every new cardholder, up to $100 a month
    • No card, monthly or annual fee
    • 1% fee on every purchase cuts net cashback to about 3%
    • 10% cashback needs the Elite VVIP level, an 800+ M-Score
    Get MEXC Card Read the review
  2. ether.fi Cash — Core

    2. ether.fi Cash

    ether.fi Cash suits crypto holders who want high cashback on everyday spending without handing their coins to an exchange, with 3% on the first $2,000 a month on the free Core level. Rewards are paid in the ETHFI token after a 7-day lock, and Core cashback drops to 0.5% above $3,000 a month.

    Cashback
    3%
    Conversion fee
    —
    FX fee
    1.5%
    Countries
    91
    • 3% cashback on the first $2,000 a month with no annual fee
    • Self-custody wallet, the issuer can't move your funds
    • Cashback is paid in ETHFI after a 7-day lock, $5 minimum claim
    • Core cashback drops to 0.5% above $3,000 a month
    Get ether.fi Cash Read the review
  3. OKX Card — Non-VIP

    3. OKX Card

    OKX Card is a cheap virtual card for OKX users in Europe who hold USDG, with no FX fee and 2% cashback on up to €2,500 a month. The 10% rate needs OKX VIP 4 status, and there's no physical card or ATM access in any region.

    Cashback
    2%
    Conversion fee
    0.1%
    FX fee
    0%
    Countries
    35
    • 0% FX fee and a 0.1% conversion spread on every payment
    • 2% cashback on the first €2,500 a month on the free plan in Europe
    • Only payments funded with USDG earn cashback in Europe
    • 10% cashback needs OKX VIP 4 status and stops after €10,000
    Get OKX Card Read the review
  4. Lemon Card — Standard

    4. Lemon Card

    Lemon Card suits Argentine residents who keep savings in crypto or digital dollars and want 2% back in bitcoin on everyday peso spending, for free. The 0.5% conversion fee takes a quarter of that reward, purchases abroad earn nothing, and the card can't be used at ATMs.

    Cashback
    2%
    Conversion fee
    0.5%
    FX fee
    0%
    Countries
    1
    • 2% bitcoin cashback on purchases paid with crypto
    • No issuance, shipping or maintenance fee, physical or virtual
    • 0.5% conversion fee on every peso purchase paid with crypto
    • Cashback capped at ARS 30,000 a month
    Get Lemon Card Read the review
  5. BingX Card — Virtual Tier 1

    5. BingX Card

    BingX Card suits BingX users in Europe, Latin America and Asia-Pacific who spend at least $1,000 a month and hold USDT, since cashback of 3% to 5% then clears the 1.5% fee comfortably. Light spenders earn little, because the entry tier stops paying after $4 a month.

    Cashback
    2%
    Conversion fee
    1.5%
    FX fee
    0%
    Countries
    43
    • Cashback of 2% to 5% in USDT, set by last month's spending
    • Free virtual card with Apple Pay and Google Pay
    • 1.5% trading fee on every purchase
    • Entry tier caps cashback at $4 a month
    Get BingX Card Read the review

Compare all 96 cards

Pick your country to see each card with the terms that apply to you, or sort by any column.

#CardCashbackConversion feeFX feeCountriesLink
1MEXC Card4%First $2.5k a month, then 0%1%0%179Get card
3ether.fi Cash3%First $2k a month, then 1%—1.5%91Get card
4OKX Card2%First €2.5k a month, then 0%. Crypto-funded only0.1%0%35Get card
7Lemon Card2%First AR$1500k a month, then 0%. Crypto-funded only0.5%0%1Get card
8BingX Card2%First $200 a month, then 0%1.5%0%43Get card
9Bitget Wallet Card2%First $600 a month, then 0%0%1.7%56Get card
15Plasma One Card2%First $500 a month, then 0.1%0%2%211Get card
21Ripio Card2%First AR$2500k a month, then 0%. Crypto-funded only0.5%3%1Get card
22Uphold Debit Card2%First $6k a month, then 0%. New users only2.05%1.5%1Get card
26Belo Mastercard2%First AR$1000k a month, then 0%. Crypto-funded only——1Get card
27KAST Card1.5%First $2k a month, then 0%0%1.75%10Get card
32Bleap Card1%First €3k a month, then 0%0%0%31Get card
33Gemini Credit Card1%Always0%0%1Get card
34MetaMask Card1%Always0%1%45Get card
36Gate Card1%First $500 a month, then 0%. Crypto-funded only0.9%0.4%209Get card
37Bybit Card1%Always0.9%0.5%39Get card
38KuCard1%First $500 a month, then 0%. Crypto-funded only0.5%1%31Get card
39Tangem Pay1%First $10k a month, then 0%0%1.5%41Get card
411inch Card1%Always2%0%31Get card
42Kolo Card1%First $10k a month, then 0%1%1%229Get card
43Ledger CL Card1%Always2%0%37Get card
47Shakepay CardVerified1%Always0%3%1Get card
48CoinJar Card1%Always1%2.99%1Get card
49COCA Card1%First $1.5k a month, then 0%—0%76Get card
50Bitpanda Card1%Crypto-funded only—0%20Get card
51Binance Card0.5%Always0.9%0%8Get card
52XPlace Card0.5%First $2k a month, then 0%. Credit mode only0%1%225Get card
53CoinZoom Visa Card0.5%Always1.49%0%137Get card
54Tap Card0.5%Always1.99%1.5%29Get card
56Wirex Card0.5%Always—0%73Get card
57Cardano Card0.5%Always——35Get card
59Brighty Card0.5%First €3.4k a month, then 0%0.6%—37Get card
60Wallbit Card0.3%Always0%2%76Get card
61Fold Card0.25%Always1%—1Get card
62Phemex Card0.25%Always——28Get card
63Revolut Crypto Card0%0%0%31Get card
65Airtm Virtual Card0%1%0%44Get card
66Avici Card0%0%1%50Get card
67Decaf Card0%0%1%223Get card
70SafePal Card0%0%1%42Get card
71UPay Card0%1%0%175Get card
72THORWallet Card0%0%1.5%173Get card
73Exa Card0%0%1.5%46Get card
74SolCard0%0%1.5%237Get card
76Rizon Card0%0%1.7%49Get card
77RedotPay Card0%1%1.2%194Get card
78Deblock Card0%1.99%0.5%32Get card
79Karta Visa Signature Card0%1.5%1%229Get card
80Onboard Flex Card0%1.25%1.5%187Get card
81Tevau Card0%1.5%1.2%189Get card
83Bit2Me Card0%0.95%2%29Get card
85Odix Pay Card0%1.5%1.5%20Get card
86LinkPay Card0%3%0%215Get card
87IZIPAY Card0%3%0%238Get card
88WhiteBIT Nova USD Card0%1.5%1.5%129Get card
89Kripicard Premium0%4%0%238Get card
90Rivocard Virtual Card0%5%0%238Get card
91WaldenPay Virtual Card0%5%0%234Get card
92Zypto Premium VISA Card0%3%1.75%227Get card
93Nocturne Card0%5.47%0%238Get card
94BeeXpay Card0%4%2%231Get card
96Crypto.com Visa Card0%—2%38Get card
104Krak Card0%—0%32Get card
107Nexo Card0%—2%34Get card
109Ape Wallet Card0%2%—10Get card
110Bitsa Card0%—2%30Get card
111CardUpNow Virtual Card0%5%—238Get card
112DigitalPurse Card0%——238Get card
113Foton Card0%1.5%—238Get card
114Foxbit Card0%—6%1Get card
115Gpayvcc Virtual Visa Reloadable0%——238Get card
116Hide Card0%7.5%—238Get card
117KazePay Card0%2.2%—238Get card
118TapxCard0%3.5%—238Get card
119UnCard0%——238Get card
120VCCPro Virtual Visa Card0%8%—238Get card
121ZexoCard Virtual Card0%——235Get card
122Fuse Card—0%0%18Get card
123Rebind Card—0%0%31Get card
124Trustee Plus Card—0.5%0%30Get card
125Avalanche Card—0%1%40Get card
126Moon Card—1%0%236Get card
127Payy Card—0%1%236Get card
128Takenos TakeCard—1%0%11Get card
130Karma Card—0.5%1%211Get card
131PlasBit Card—0%1.5%179Get card
132Cwallet Cozy Card—1.8%0%221Get card
134Tuyo Card—0%2%213Get card
135Prive Card—0.5%2%236Get card
136PintoPay Card—2.5%0%237Get card
137Kazawallet Card—1.5%2%237Get card
138Kem Card—1%3%224Get card
139Coinbase Card——0%1Get card
140CoinW Card———188Get card
141Cryptomus Card—3.2%—238Get card
142Oobit Crypto Card—First $200 a month, then 0%1%—74Get card

How we rank free Crypto Cards

Only cards with a plan that needs no fee, staking or minimum spend qualify, and they are ranked by that plan's cashback, then by the cost of paying abroad. "Cashback" is the rate on the plan anyone can get, with no subscription, staking or spending minimum, and "max cashback" is the best rate on any plan.

Each card's review explains its plans, fees and availability. There is no overall score, and referral links never change the order. How we compare cards.

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