ether.fi Cash vs Kolo Card

The cards share 89 available countries. Compare fees, rewards and plan requirements below.

By

ether.fi Cashether.fi CashUp to 4% cashback in 91 countriesGet ether.fi
Kolo CardKolo CardUp to 1% cashback in 229 countriesGet Kolo

Net value per year

Best plan at each spend level: cashback minus fees, with 20% of spending abroad.

Monthly spendether.fi CashKolo Card
$500—−$12Standard
$2,000—−$48Standard
$5,000—−$120Standard

$50 average purchase, with 20% of spending abroad. Includes annual, conversion and payment fees. Funding, ATM and borrowing costs are outside this spending example.

Side by side

ether.fi CashKolo Card
Plans42
Entry base cashback3%1%
Max base cashback4%1%
Entry annual feeFreeFree
Entry FX fee1.5%1%
Entry spend fee—1%
Countries91229
CustodySelf-custodySelf-custody
NetworkVisaVisa
TypeCreditDebit
Apple PayYesYes
Google PayYesYes
SpendUSDC, USDT, EURC, ETH, weETH, eBTC, ETHFI, HYPEUSDT, USDC, BTC, ETH, LTC, SOL, TRX, BNB