ether.fi Cash vs XPlace Card

The cards share 91 available countries. Compare fees, rewards and plan requirements below.

By

ether.fi Cashether.fi CashUp to 4% cashback in 91 countriesGet ether.fi
XPlace CardXPlace CardUp to 2% cashback in 225 countriesGet XPlace

Net value per year

Best plan at each spend level: cashback minus fees, with 20% of spending abroad.

Monthly spendether.fi CashXPlace Card
$500—+$18XPlace Card — BasicBasic
$2,000—+$117XPlace Card — SilverSilver · $99/yr
$5,000—+$621XPlace Card — GoldGold · $249/yr

$50 average purchase, with 20% of spending abroad. Includes annual, conversion and payment fees. Funding, ATM and borrowing costs are outside this spending example.

Side by side

ether.fi CashXPlace Card
Plans44
Entry base cashback3%0.5%
Max base cashback4%2%
Entry annual feeFreeFree
Entry FX fee1.5%1%
Entry spend fee—0%
Countries91225
CustodySelf-custodySelf-custody
NetworkVisaVisa
TypeCreditCredit
Apple PayYesYes
Google PayYesYes
SpendUSDC, USDT, EURC, ETH, weETH, eBTC, ETHFI, HYPEUSDC, USDT, BTC, ETH, SOL, JITOSOL