Fold Card vs Plasma One Card

The cards share 1 available countries. Compare fees, rewards and plan requirements below.

By

Fold CardFold CardUp to 3% cashback in 1 countriesGet Fold
Plasma One CardPlasma One CardUp to 4% cashback in 211 countriesGet Plasma One

Net value per year

Best plan at each spend level: cashback minus fees, with 20% of spending abroad.

Monthly spendFold CardPlasma One Card
$500+$180Reserve $100K · Hold $100k+$240Plasma One Card — PlatinumPlatinum · Lock 100k XPL for 12 months
$2,000+$720Reserve $100K · Hold $100k+$960Plasma One Card — PlatinumPlatinum · Lock 100k XPL for 12 months
$5,000+$1,800Reserve $100K · Hold $100k+$2,160Plasma One Card — PlatinumPlatinum · Lock 100k XPL for 12 months

$50 average purchase, with 20% of spending abroad. Includes annual, conversion and payment fees. Funding, ATM and borrowing costs are outside this spending example.

Side by side

Fold CardPlasma One Card
Plans73
Entry base cashback0.25%2%
Max base cashback3%4%
Entry annual feeFreeFree
Entry FX fee—2%
Entry spend fee1%0%
Countries1211
CustodyCustodialSelf-custody
NetworkVisaVisa
TypePrepaidCredit
Apple PayYesYes
Google PayYesYes
SpendUSD, BTCUSDT