Plasma One Card vs Uphold Debit Card

The cards share 1 available countries. Compare fees, rewards and plan requirements below.

By

Plasma One CardPlasma One CardUp to 4% cashback in 211 countriesGet Plasma One
Uphold Debit CardUphold Debit CardUp to 3% cashback in 1 countriesGet Uphold

Net value per year

Best plan at each spend level: cashback minus fees, with 20% of spending abroad.

Monthly spendPlasma One CardUphold Debit Card
$500+$240Plasma One Card — PlatinumPlatinum · Lock 100k XPL for 12 months−$21Essential
$2,000+$960Plasma One Card — PlatinumPlatinum · Lock 100k XPL for 12 months+$128Elite · $99.99/yr
$5,000+$2,160Plasma One Card — PlatinumPlatinum · Lock 100k XPL for 12 months+$470Elite · $99.99/yr

$50 average purchase, with 20% of spending abroad. Includes annual, conversion and payment fees. Funding, ATM and borrowing costs are outside this spending example.

Side by side

Plasma One CardUphold Debit Card
Plans32
Entry base cashback2%2%
Max base cashback4%3%
Entry annual feeFreeFree
Entry FX fee2%1.5%
Entry spend fee0%2.05%
Countries2111
CustodySelf-custodyCustodial
NetworkVisaVisa
TypeCreditDebit
Apple PayYesYes
Google PayYesYes
SpendUSDTUSD, USDC, USDT, BTC, ETH, XRP, XAU