Decaf Card vs Plasma One Card

The cards share 209 available countries. Compare fees, rewards and plan requirements below.

By

Decaf CardDecaf CardUp to 0% cashback in 223 countriesGet Decaf
Plasma One CardPlasma One CardUp to 4% cashback in 211 countriesGet Plasma One

Net value per year

Best plan at each spend level: cashback minus fees, with 20% of spending abroad.

Monthly spendDecaf CardPlasma One Card
$500−$12Decaf Visa+$240Plasma One Card — PlatinumPlatinum · Lock 100k XPL for 12 months
$2,000−$48Decaf Visa+$960Plasma One Card — PlatinumPlatinum · Lock 100k XPL for 12 months
$5,000−$120Decaf Visa+$2,160Plasma One Card — PlatinumPlatinum · Lock 100k XPL for 12 months

$50 average purchase, with 20% of spending abroad. Includes annual, conversion and payment fees. Funding, ATM and borrowing costs are outside this spending example.

Side by side

Decaf CardPlasma One Card
Plans23
Entry base cashback0%2%
Max base cashback0%4%
Entry annual feeFreeFree
Entry FX fee1%2%
Entry spend fee0%0%
Countries223211
CustodySelf-custodySelf-custody
NetworkVisaVisa
TypeCreditCredit
Apple PayYesYes
Google PayYesYes
SpendUSDCUSDT