Exa Card vs Plasma One Card

The cards share 46 available countries. Compare fees, rewards and plan requirements below.

By

Exa CardExa CardUp to 0% cashback in 46 countriesGet Exa
Plasma One CardPlasma One CardUp to 4% cashback in 211 countriesGet Plasma One

Net value per year

Best plan at each spend level: cashback minus fees, with 20% of spending abroad.

Monthly spendExa CardPlasma One Card
$500−$18Exa Card+$240Plasma One Card — PlatinumPlatinum · Lock 100k XPL for 12 months
$2,000−$72Exa Card+$960Plasma One Card — PlatinumPlatinum · Lock 100k XPL for 12 months
$5,000−$180Exa Card+$2,160Plasma One Card — PlatinumPlatinum · Lock 100k XPL for 12 months

$50 average purchase, with 20% of spending abroad. Includes annual, conversion and payment fees. Funding, ATM and borrowing costs are outside this spending example.

Side by side

Exa CardPlasma One Card
Plans23
Entry base cashback0%2%
Max base cashback0%4%
Entry annual feeFreeFree
Entry FX fee1.5%2%
Entry spend fee0%0%
Countries46211
CustodySelf-custodySelf-custody
NetworkVisaVisa
TypeCreditCredit
Apple PayYesYes
Google PayYesYes
SpendUSDC, ETH, WBTC, wstETH, OPUSDT