Best No-KYC Crypto Cards

Bing Exclusive Virtual Card is our top pick for a no-KYC crypto card, with no cashback on the free plan and a 1% conversion fee. Ape Wallet Card and IZIPAY Card follow, both with no cashback on the free plan.

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Some links earn us a commission, which never changes the order, and we don't issue any of these cards.

Top 5 picks

Cards you can open and use without an ID check, ranked by cashback.

  1. Bing Exclusive Virtual Card — Exclusive

    1. Bing Exclusive Virtual Card

    Bing Exclusive Virtual Card suits people outside the US who want a dollar card for subscriptions and online shopping, funded with crypto and opened without an ID check. It costs $25 to issue plus $1 a month, pays no cashback and has no Apple Pay or Google Pay yet.

    Cashback
    0%
    Conversion fee
    1%
    Card
    Virtual only
    Mobile pay
    None
    • No ID check to open the account and issue the card
    • Loads from BTC, ETH, USDT or USDC with 0% crypto conversion
    • $25 issue fee and $1 a month, so $37 in the first year
    • No cashback, points or rewards on any spending
    Get Bing Exclusive Virtual Card Read the review
  2. Ape Wallet Card — Ape Services

    2. Ape Wallet Card

    Ape Wallet Card suits Russian-speaking users who hold USDT and need a foreign virtual card for subscriptions, travel and Apple Pay without uploading a passport. The $10 to $25 activation fee, the 2% top-up fee and zero cashback make it a card for access rather than value.

    Cashback
    0%
    Conversion fee
    2%
    Card
    Virtual only
    Mobile pay
    Apple Pay, Google Pay
    • Sign-up with email and phone only, no passport needed
    • Ape Services card for $10, Ape Gray with Apple Pay for $25
    • 2% fee on every top-up, so $500 of spending costs $10
    • No cashback or rewards on any spending
    Get Ape Wallet Card Read the review
  3. IZIPAY Card — Virtual Card

    3. IZIPAY Card

    IZIPAY Card suits people who want a dollar Mastercard funded with crypto and no identity check, mainly for online subscriptions and ads. Every card costs $49.99 or more up front, every top-up loses 3%, and there is no cashback.

    Cashback
    0%
    Conversion fee
    3%
    Card
    Physical
    Mobile pay
    Apple Pay, Google Pay
    • No KYC for standard limits, just an email to sign up
    • 0% FX fee and no monthly, inactivity or replacement fee
    • Cards cost $49.99, $59.99 or $459.99 to issue
    • 3% fee on every top-up and 3% to withdraw back to crypto
    Get IZIPAY Card Read the review
  4. TapxCard — Visa E-commerce

    4. TapxCard

    TapxCard suits people who want a virtual Visa for online subscriptions and Apple Pay or Google Pay, paid for with crypto and opened with only a phone number. The 30 USDT card price and the 3.5% fee on every top-up make it an expensive everyday card, and it pays no cashback.

    Cashback
    0%
    Conversion fee
    3.5%
    Card
    Virtual only
    Mobile pay
    Apple Pay, Google Pay
    • Visa E-commerce card needs only phone number verification
    • Works with Apple Pay and Google Pay for paying in shops
    • Card prices of 30 USDT or 199 USDT before you spend anything
    • 3.5% fee on every top-up of the Visa E-commerce card
    Get TapxCard Read the review
  5. BeeXpay Card — Light KYC

    5. BeeXpay Card

    BeeXpay Card suits people who want a dollar Mastercard for online payments, opened from Telegram with only an email address. With a 4% reload fee on light accounts, per-payment charges and no cashback, it costs more than most crypto cards for everyday spending.

    Cashback
    0%
    Conversion fee
    4%
    Card
    Physical
    Mobile pay
    Apple Pay, Google Pay
    • Sign-up with an email and password, no ID needed for the virtual card
    • Virtual card for a one-off $10 with no monthly fee
    • No cashback or rewards on any spending
    • A $0.25 to $0.50 fee on every payment on top of the reload fee
    Get BeeXpay Card Read the review

Compare all 20 cards

Pick your country to see each card with the terms that apply to you, or sort by any column.

#CardCashbackConversion feeCardMobile payLink
1Bing Exclusive Virtual Card0%1%Virtual onlyVisaNoneGet card
2Ape Wallet Card0%2%Virtual onlyMastercardApple Pay, Google PayGet card
3IZIPAY Card0%3%PhysicalMastercardApple Pay, Google PayGet card
4TapxCard0%3.5%Virtual onlyVisaApple Pay, Google PayGet card
5BeeXpay Card0%4%PhysicalMastercardApple Pay, Google PayGet card
6Pay2.House Virtual Card0%4%Virtual onlyVisaNoneGet card
7CardUpNow Virtual Card0%5%Virtual onlyVisaApple Pay, Google PayGet card
8CasherCard0%5%Virtual onlyVisaGoogle PayGet card
9SolCard0%5%Virtual onlyVisaNoneGet card
10WaldenPay Virtual Card0%5%Virtual onlyVisaApple Pay, Google PayGet card
11Nocturne Card0%5.47%Virtual onlyVisaApple Pay, Google PayGet card
12Hide Card0%7.5%Virtual onlyVisaApple Pay, Google PayGet card
13VCCPro Virtual Visa Card0%8%Virtual onlyVisaNoneGet card
14DigitalPurse Card0%—Virtual onlyVisaApple Pay, Google PayGet card
15Gpayvcc Virtual Visa Reloadable0%—Virtual onlyVisaApple Pay, Google PayGet card
16SiraPay Card0%—Virtual onlyVisaNoneGet card
17UnCard0%—Virtual onlyVisaApple Pay, Google PayGet card
18ZexoCard Virtual Card0%—Virtual onlyMastercardApple Pay, Google PayGet card
19Moon Card—1%Virtual onlyVisaNoneGet card
20PintoPay Card—2.5%Virtual onlyMastercardApple Pay, Google PayGet card

How we rank no-KYC Crypto Cards

Only programs with no ID check qualify, ranked by cashback, then by the conversion fee. "Cashback" is the rate on the plan anyone can get, with no subscription, staking or spending minimum, and "max cashback" is the best rate on any plan.

Each card's review explains its plans, fees and availability. There is no overall score, and referral links never change the order. How we compare cards.

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