Best USDT Cards

Bitget Wallet Card is our top pick for a USDT card, with no conversion fee and a 1.7% FX fee. Plasma One Card and KAST Card follow, both with no conversion fee.

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Some links earn us a commission, which never changes the order, and we don't issue any of these cards.

Top 5 picks

Cards that spend Tether (USDT) directly, ranked by the fee to convert it at checkout.

  1. Bitget Wallet Card — Base

    1. Bitget Wallet Card

    Bitget Wallet Card suits people who pay mostly in US dollars and want 2% to 3% back in crypto or USDC on a card with no monthly fee. Every non-dollar payment costs 1.7%, which eats most of the reward abroad and in any country that doesn't use the dollar.

    Conversion fee
    0%
    FX fee
    1.7%
    Cashback
    2%
    Countries
    56
    • 2% assetback, 3% after $100 or $200 of monthly spend
    • No fee on US dollar payments in Europe and Latin America
    • 1.7% FX fee on every payment that isn't in US dollars
    • Apple Pay works only in the EEA and the UK
    Get Bitget Wallet Card Read the review
  2. Plasma One Card — Lite

    2. Plasma One Card

    Plasma One Card suits stablecoin holders who want to spend USDT from their own wallet and are happy to earn cashback in XPL. The free Lite plan stops paying 2% after $500 a month, and the better rates need a $199 yearly fee or an XPL lock of 12 months.

    Conversion fee
    0%
    FX fee
    2%
    Cashback
    2%
    Countries
    211
    • 2% cashback on the first $500 a month on the free Lite plan
    • No conversion fee on payments, and 0% FX on Platinum
    • Cashback is paid in XPL, so its value moves with the token
    • Lite charges 2% FX and has no ATM access
    Get Plasma One Card Read the review
  3. KAST Card — Standard

    3. KAST Card

    KAST Card suits stablecoin holders who spend up to $2,000 a month and want 1.5% back with no conversion fee on USDC or USDT. The paid tiers cost $1,000 and $10,000 a year and only pay off for very heavy spenders.

    Conversion fee
    0%
    FX fee
    1.75%
    Cashback
    1.5%
    Countries
    10
    • 1.5% cashback on the first $2,000 a month on the free plan
    • Stablecoins convert to US dollars 1:1 with no spending fee
    • Free plan cashback tops out at $30 a month
    • The physical Standard card costs $40 for delivery
    Get KAST Card Read the review
  4. Tria Card — Lite

    4. Tria Card

    Tria Card suits heavy spenders who want self-custody and can use the Max plan, where 6% on the first $2,000 a month is worth up to $120 a month against a $250 yearly fee. Every plan costs money, and the card terms let the issuer charge up to 3% on foreign exchange.

    Conversion fee
    0%
    FX fee
    1%
    Cashback
    1.5%
    Countries
    217
    • Max pays 6% on the first $2,000 a month, up to $120
    • Funds stay in your own wallet until you pay
    • No free plan, Max costs $250 a year
    • Max cashback drops to 1% above $2,000 a month
    Get Tria Card Read the review
  5. MetaMask Card — Virtual

    5. MetaMask Card

    MetaMask Card suits self-custody users in Europe and the Americas who want 1% back with no fee and no cap, spending straight from their wallet. The only option now is a virtual card, because the $199 Metal card has been paused since June 2026.

    Conversion fee
    0%
    FX fee
    1%
    Cashback
    1%
    Countries
    45
    • 1% back in mUSD with no monthly cap on the free virtual card
    • Spends from your own wallet, so you keep the keys until you pay
    • Metal card orders have been paused since June 2, 2026
    • 1% cross-border fee on any merchant outside your country
    Get MetaMask Card Read the review

Compare all 84 cards

Pick your country to see each card with the terms that apply to you, or sort by any column.

#CardConversion feeFX feeCashbackCountriesLink
1Bitget Wallet Card0%1.7%2%First $600 a month, then 0%56Get card
3Plasma One Card0%2%2%First $500 a month, then 0.1%211Get card
4KAST Card0%1.75%1.5%First $2k a month, then 0%10Get card
5Tria Card0%1%1.5%First $1k a month, then 0.5%217Get card
6MetaMask Card0%1%1%Always45Get card
8Tangem Pay0%1.5%1%First $10k a month, then 0%41Get card
9XPlace Card0%1%0.5%First $2k a month, then 0%. Credit mode only225Get card
10Wallbit Card0%2%0.3%Always76Get card
11Avici Card0%1%0%50Get card
12Rizon Card0%1.7%0%49Get card
13SolCard0%1.5%0%237Get card
14Avalanche Card0%1%—40Get card
16PlasBit Card0%1.5%—179Get card
17OKX Card0.1%0%2%First $250 a month, then 0%. Crypto-funded only35Get card
22Bybit Card0.5%7%2%First $250 a month, then 0%. Crypto-funded only39Get card
23Lemon Card0.5%0%2%First AR$1500k a month, then 0%. Crypto-funded only1Get card
24Ripio Card0.5%3%2%First AR$2500k a month, then 0%. Crypto-funded only1Get card
25KuCard0.5%1%1%First $500 a month, then 0%. Crypto-funded only31Get card
27Prive Card0.5%2%—236Get card
28Trustee Plus Card0.5%0%—30Get card
39Gate Card0.9%0.4%1%First $500 a month, then 0%. Crypto-funded only209Get card
40Binance Card0.9%0%0.5%Always8Get card
41MEXC Card1%0%4%First $2.5k a month, then 0%179Get card
43CoinJar Card1%2.99%1%Always1Get card
44Kolo Card1%1%1%First $10k a month, then 0%229Get card
46RedotPay Card1%1.2%0%194Get card
47UPay Card1%0%0%175Get card
48Bing Exclusive Virtual Card1%1%0%237Get card
49Kem Card1%3%—224Get card
50Moon Card1%0%—236Get card
51Oobit Crypto Card1%——First $200 a month, then 0%74Get card
52Takenos TakeCard1%0%—11Get card
55Onboard Flex Card1.25%1.5%0%187Get card
56CoinZoom Visa Card1.49%0%0.5%Always137Get card
57BingX Card1.5%0%2%First $200 a month, then 0%43Get card
58Foton Card1.5%—0%238Get card
59Karta Visa Signature Card1.5%1%0%229Get card
60Odix Pay Card1.5%1.5%0%20Get card
61Tevau Card1.5%1.2%0%189Get card
63WhiteBIT Nova USD Card1.5%1.5%0%129Get card
64Kazawallet Card1.5%2%—237Get card
67Cwallet Cozy Card1.8%0%—221Get card
68Tap Card1.99%1.5%0.5%Always29Get card
701inch Card2%0%1%Always31Get card
71Ledger CL Card2%0%1%Always37Get card
73Ape Wallet Card2%—0%10Get card
74PSTNET Card2%3%0%208Get card
75Volet Card2%0%—227Get card
76Uphold Debit Card2.05%1.5%2%First $6k a month, then 0%. New users only1Get card
77KazePay Card2.2%—0%238Get card
78PintoPay Card2.5%0%—237Get card
79IZIPAY Card3%0%0%238Get card
80LinkPay Card3%0%0%215Get card
81Zypto Premium VISA Card3%1.75%0%227Get card
82Cryptomus Card3.2%——238Get card
83TapxCard3.5%—0%238Get card
84BeeXpay Card4%2%0%231Get card
85Kripicard Premium4%0%0%238Get card
86Pay2.House Virtual Card4%—0%212Get card
88Xkard Card4.5%—0%238Get card
89CardUpNow Virtual Card5%—0%238Get card
90CasherCard5%—0%238Get card
91Rivocard Virtual Card5%0%0%238Get card
93WaldenPay Virtual Card5%0%0%234Get card
94Nocturne Card5.47%0%0%238Get card
95e.PN Card6.7%—0%204Get card
96Hide Card7.5%—0%238Get card
97VCCPro Virtual Visa Card8%—0%238Get card
98ether.fi Cash—1.5%3%First $2k a month, then 1%91Get card
99Belo Mastercard——2%First AR$1000k a month, then 0%. Crypto-funded only1Get card
101Bitpanda Card—0%1%Crypto-funded only20Get card
102Cardano Card——0.5%Always35Get card
104Wirex Card—0%0.5%Always73Get card
105Phemex Card——0.25%Always28Get card
106DigitalPurse Card——0%238Get card
107Foxbit Card—6%0%1Get card
108Gpayvcc Virtual Visa Reloadable——0%238Get card
109Krak Card—0%0%32Get card
112Nexo Card—2%0%34Get card
114SiraPay Card——0%238Get card
115UnCard——0%238Get card
116ZexoCard Virtual Card——0%235Get card
117CoinW Card———188Get card
118SpectroCoin Card—1%—29Get card

How we rank uSDT Cards

Cards that spend USDT qualify, ranked by the conversion fee at checkout, then by cashback. "Cashback" is the rate on the plan anyone can get, with no subscription, staking or spending minimum, and "max cashback" is the best rate on any plan.

Each card's review explains its plans, fees and availability. There is no overall score, and referral links never change the order. How we compare cards.

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