Best USDC Cards

Bitget Wallet Card is our top pick for a USDC card, with no conversion fee and a 1.7% FX fee. KAST Card and Tria Card follow, both with no conversion fee.

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Some links earn us a commission, which never changes the order, and we don't issue any of these cards.

Top 5 picks

Cards that spend USD Coin (USDC) directly, ranked by the fee to convert it at checkout.

  1. Bitget Wallet Card — Base

    1. Bitget Wallet Card

    Bitget Wallet Card suits people who pay mostly in US dollars and want 2% to 3% back in crypto or USDC on a card with no monthly fee. Every non-dollar payment costs 1.7%, which eats most of the reward abroad and in any country that doesn't use the dollar.

    Conversion fee
    0%
    FX fee
    1.7%
    Cashback
    2%
    Countries
    56
    • 2% assetback, 3% after $100 or $200 of monthly spend
    • No fee on US dollar payments in Europe and Latin America
    • 1.7% FX fee on every payment that isn't in US dollars
    • Apple Pay works only in the EEA and the UK
    Get Bitget Wallet Card Read the review
  2. KAST Card — Standard

    2. KAST Card

    KAST Card suits stablecoin holders who spend up to $2,000 a month and want 1.5% back with no conversion fee on USDC or USDT. The paid tiers cost $1,000 and $10,000 a year and only pay off for very heavy spenders.

    Conversion fee
    0%
    FX fee
    1.75%
    Cashback
    1.5%
    Countries
    10
    • 1.5% cashback on the first $2,000 a month on the free plan
    • Stablecoins convert to US dollars 1:1 with no spending fee
    • Free plan cashback tops out at $30 a month
    • The physical Standard card costs $40 for delivery
    Get KAST Card Read the review
  3. Tria Card — Lite

    3. Tria Card

    Tria Card suits heavy spenders who want self-custody and can use the Max plan, where 6% on the first $2,000 a month is worth up to $120 a month against a $250 yearly fee. Every plan costs money, and the card terms let the issuer charge up to 3% on foreign exchange.

    Conversion fee
    0%
    FX fee
    1%
    Cashback
    1.5%
    Countries
    217
    • Max pays 6% on the first $2,000 a month, up to $120
    • Funds stay in your own wallet until you pay
    • No free plan, Max costs $250 a year
    • Max cashback drops to 1% above $2,000 a month
    Get Tria Card Read the review
  4. Bleap Card — Bleap Card

    4. Bleap Card

    Bleap Card suits people in the EEA and Switzerland who hold USDC or EURe and want a free card with no FX fee, 1% back and spending straight from their own wallet. Cashback stops at €30 a month, and the physical card is only available through Bleap's referral program.

    Conversion fee
    0%
    FX fee
    0%
    Cashback
    1%
    Countries
    31
    • 1% cashback on up to €3,000 a month, paid in USDC
    • No FX fee, no conversion fee and no card or monthly fee
    • Cashback tops out at €30 a month
    • Physical card only after completing the referral program
    Get Bleap Card Read the review
  5. MetaMask Card — Virtual

    5. MetaMask Card

    MetaMask Card suits self-custody users in Europe and the Americas who want 1% back with no fee and no cap, spending straight from their wallet. The only option now is a virtual card, because the $199 Metal card has been paused since June 2026.

    Conversion fee
    0%
    FX fee
    1%
    Cashback
    1%
    Countries
    45
    • 1% back in mUSD with no monthly cap on the free virtual card
    • Spends from your own wallet, so you keep the keys until you pay
    • Metal card orders have been paused since June 2, 2026
    • 1% cross-border fee on any merchant outside your country
    Get MetaMask Card Read the review

Compare all 82 cards

Pick your country to see each card with the terms that apply to you, or sort by any column.

#CardConversion feeFX feeCashbackCountriesLink
1Bitget Wallet Card0%1.7%2%First $600 a month, then 0%56Get card
3KAST Card0%1.75%1.5%First $2k a month, then 0%10Get card
4Tria Card0%1%1.5%First $1k a month, then 0.5%217Get card
5Bleap Card0%0%1%First €3k a month, then 0%31Get card
6MetaMask Card0%1%1%Always45Get card
8Tangem Pay0%1.5%1%First $10k a month, then 0%41Get card
9XPlace Card0%1%0.5%First $2k a month, then 0%. Credit mode only225Get card
10Wallbit Card0%2%0.3%Always76Get card
11Avici Card0%1%0%50Get card
12Decaf Card0%1%0%223Get card
14Exa Card0%1.5%0%46Get card
16Rizon Card0%1.7%0%49Get card
17SafePal Card0%1%0%42Get card
18SolCard0%1.5%0%237Get card
19THORWallet Card0%1.5%0%173Get card
21Avalanche Card0%1%—40Get card
23Fuse Card0%0%—18Get card
24Payy Card0%1%—236Get card
25PlasBit Card0%1.5%—179Get card
26Tuyo Card0%2%—213Get card
27OKX Card0.1%0%2%First €2.5k a month, then 0%. Crypto-funded only35Get card
34Lemon Card0.5%0%2%First AR$1500k a month, then 0%. Crypto-funded only1Get card
35KuCard0.5%1%1%First $500 a month, then 0%. Crypto-funded only31Get card
37Bitypay Card0.5%1.99%0%97Get card
38Karma Card0.5%1%—211Get card
39Prive Card0.5%2%—236Get card
40Trustee Plus Card0.5%0%—30Get card
41Brighty Card0.6%—0.5%First €3.4k a month, then 0%37Get card
52Bybit Card0.9%0.5%1%Always39Get card
53Gate Card0.9%2%1%First €500 a month, then 0%. Crypto-funded only209Get card
54Binance Card0.9%0%0.5%Always8Get card
55Bit2Me Card0.95%2%0%29Get card
57CoinJar Card1%2.99%1%Always1Get card
58Kolo Card1%1%1%First $10k a month, then 0%229Get card
60Airtm Virtual Card1%0%0%44Get card
61RedotPay Card1%1.2%0%194Get card
62UPay Card1%0%0%175Get card
63Bing Exclusive Virtual Card1%1%0%237Get card
64Moon Card1%0%—236Get card
65Oobit Crypto Card1%——First $200 a month, then 0%74Get card
66Solayer Card1%1.5%—147Get card
67Takenos TakeCard1%0%—11Get card
70Onboard Flex Card1.25%1.5%0%187Get card
71CoinZoom Visa Card1.49%0%0.5%Always137Get card
72Karta Visa Signature Card1.5%1%0%229Get card
73Odix Pay Card1.5%1.5%0%20Get card
74WhiteBIT Nova USD Card1.5%1.5%0%129Get card
75Kazawallet Card1.5%2%—237Get card
78Cwallet Cozy Card1.8%0%—221Get card
79Tap Card1.99%1.5%0.5%Always29Get card
81Deblock Card1.99%0.5%0%32Get card
821inch Card2%0%1%Always31Get card
83Ledger CL Card2%0%1%Always37Get card
85PSTNET Card2%3%0%208Get card
86Volet Card2%0%—227Get card
87Uphold Debit Card2.05%1.5%2%First $6k a month, then 0%. New users only1Get card
88KazePay Card2.2%—0%238Get card
89IZIPAY Card3%0%0%238Get card
90Zypto Premium VISA Card3%1.75%0%227Get card
91Cryptomus Card3.2%——238Get card
92TapxCard3.5%—0%238Get card
93Kripicard Premium4%0%0%238Get card
94CardUpNow Virtual Card5%—0%238Get card
95CasherCard5%—0%238Get card
96Rivocard Virtual Card5%0%0%238Get card
98WaldenPay Virtual Card5%0%0%234Get card
99Nocturne Card5.47%0%0%238Get card
100ether.fi Cash—1.5%3%First $2k a month, then 1%91Get card
101Belo Mastercard——2%First AR$1000k a month, then 0%. Crypto-funded only1Get card
104Bitpanda Card—0%1%Crypto-funded only20Get card
105COCA Card—0%1%First $1.5k a month, then 0%76Get card
106Cardano Card——0.5%Always35Get card
108Wirex Card—0%0.5%Always73Get card
109Phemex Card——0.25%Always28Get card
110Bitsa Card—2%0%30Get card
111DigitalPurse Card——0%238Get card
112Gpayvcc Virtual Visa Reloadable——0%238Get card
113Krak Card—0%0%32Get card
116Nexo Card—2%0%34Get card
118ZexoCard Virtual Card——0%235Get card
119Coinbase Card—0%—1Get card
120SpectroCoin Card—1%—29Get card

How we rank uSDC Cards

Cards that spend USDC qualify, ranked by the conversion fee at checkout, then by cashback. "Cashback" is the rate on the plan anyone can get, with no subscription, staking or spending minimum, and "max cashback" is the best rate on any plan.

Each card's review explains its plans, fees and availability. There is no overall score, and referral links never change the order. How we compare cards.

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