Best Crypto Debit Cards

MEXC Card is our top pick for a crypto debit card, with 4% cashback (first $2.5k a month, then 0%) and up to 10% cashback on its top plan. OKX Card and Lemon Card follow, both with 2% cashback.

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Some links earn us a commission, which never changes the order, and we don't issue any of these cards.

Top 5 picks

Cards that spend the crypto or stablecoins you already hold, ranked by cashback on the plan anyone can get.

  1. MEXC Card — Standard

    1. MEXC Card

    MEXC Card suits people who already keep USDT on MEXC and spend up to $2,500 a month, where 4% cashback minus the 1% purchase fee leaves about 3%. It is virtual only, can't withdraw cash, and the higher 6% and 10% rates depend on a trading score that card spending doesn't raise.

    Cashback
    4%
    Max cashback
    10%
    Conversion fee
    1%
    FX fee
    0%
    • 4% cashback for every new cardholder, up to $100 a month
    • No card, monthly or annual fee
    • 1% fee on every purchase cuts net cashback to about 3%
    • 10% cashback needs the Elite VVIP level, an 800+ M-Score
  2. OKX Card — Non-VIP

    2. OKX Card

    OKX Card is a cheap virtual card for OKX users in Europe who hold USDG, with no FX fee and 2% cashback on up to €2,500 a month. The 10% rate needs OKX VIP 4 status, and there's no physical card or ATM access in any region.

    Cashback
    2%
    Max cashback
    10%
    Conversion fee
    0.1%
    FX fee
    0%
    • 0% FX fee and a 0.1% conversion spread on every payment
    • 2% cashback on the first €2,500 a month on the free plan in Europe
    • Only payments funded with USDG earn cashback in Europe
    • 10% cashback needs OKX VIP 4 status and stops after €10,000
  3. Lemon Card — Standard

    3. Lemon Card

    Lemon Card suits Argentine residents who keep savings in crypto or digital dollars and want 2% back in bitcoin on everyday peso spending, for free. The 0.5% conversion fee takes a quarter of that reward, purchases abroad earn nothing, and the card can't be used at ATMs.

    Cashback
    2%
    Max cashback
    2%
    Conversion fee
    0.5%
    FX fee
    0%
    • 2% bitcoin cashback on purchases paid with crypto
    • No issuance, shipping or maintenance fee, physical or virtual
    • 0.5% conversion fee on every peso purchase paid with crypto
    • Cashback capped at ARS 30,000 a month
  4. BingX Card — Virtual Tier 1

    4. BingX Card

    BingX Card suits BingX users in Europe, Latin America and Asia-Pacific who spend at least $1,000 a month and hold USDT, since cashback of 3% to 5% then clears the 1.5% fee comfortably. Light spenders earn little, because the entry tier stops paying after $4 a month.

    Cashback
    2%
    Max cashback
    5%
    Conversion fee
    1.5%
    FX fee
    0%
    • Cashback of 2% to 5% in USDT, set by last month's spending
    • Free virtual card with Apple Pay and Google Pay
    • 1.5% trading fee on every purchase
    • Entry tier caps cashback at $4 a month
  5. Bitget Wallet Card — Base

    5. Bitget Wallet Card

    Bitget Wallet Card suits people who pay mostly in US dollars and want 2% to 3% back in crypto or USDC on a card with no monthly fee. Every non-dollar payment costs 1.7%, which eats most of the reward abroad and in any country that doesn't use the dollar.

    Cashback
    2%
    Max cashback
    3%
    Conversion fee
    0%
    FX fee
    1.7%
    • 2% assetback, 3% after $100 or $200 of monthly spend
    • No fee on US dollar payments in Europe and Latin America
    • 1.7% FX fee on every payment that isn't in US dollars
    • Apple Pay works only in the EEA and the UK

Compare all 97 cards

Pick your country to see each card with the terms that apply to you, or sort by any column.

#CardCashbackMax cashbackConversion feeFX feeLink
1MEXC Card4%First $2.5k a month, then 0%10%Elite1%0%Get card
3OKX Card2%First €2.5k a month, then 0%. Crypto-funded only10%VIP 40.1%0%Get card
6Lemon Card2%First AR$1500k a month, then 0%. Crypto-funded only2%Free0.5%0%Get card
7BingX Card2%First $200 a month, then 0%5%Spend $2k a month1.5%0%Get card
8Bitget Wallet Card2%First $600 a month, then 0%3%Spend $200 a month0%1.7%Get card
19Ripio Card2%First AR$2500k a month, then 0%. Crypto-funded only2%Free0.5%3%Get card
20Uphold Debit Card2%First $6k a month, then 0%. New users only3%$99.99/yr2.05%1.5%Get card
24Belo Mastercard2%First AR$1000k a month, then 0%. Crypto-funded only2%Free——Get card
25KAST Card1.5%First $2k a month, then 0%3%$10,000/yr0%1.75%Get card
30Bleap Card1%First €3k a month, then 0%1%Free0%0%Get card
31MetaMask Card1%Always1%Free0%1%Get card
33Gate Card1%First $500 a month, then 0%. Crypto-funded only8%Spend $15k a month or VIP 130.9%0.4%Get card
34Bybit Card1%Always10%Supreme VIP or PRO 30.9%0.5%Get card
35KuCard1%First $500 a month, then 0%. Crypto-funded only8%Spend $30k a month or VIP 110.5%1%Get card
36Tangem Pay1%First $10k a month, then 0%2%$359.88/yr or Spend $4.5k a month or Hold $65k0%1.5%Get card
381inch Card1%Always1%Free2%0%Get card
39Kolo Card1%First $10k a month, then 0%1%Free1%1%Get card
40Ledger CL Card1%Always1%Free2%0%Get card
44Shakepay CardVerified1%Always1.5%Blue status0%3%Get card
45CoinJar Card1%Always1%Free1%2.99%Get card
46COCA Card1%First $1.5k a month, then 0%8%Stake $47k COCA—0%Get card
47Bitpanda Card1%Crypto-funded only1%Free—0%Get card
48Binance Card0.5%Always2%Spend $800 a month0.9%0%Get card
49CoinZoom Visa Card0.5%Always5%Lock 300k ZOOM1.49%0%Get card
50Tap Card0.5%Always8%Stake €25k XTP for 12 months1.99%1.5%Get card
52Wirex Card0.5%Always8%Hold $50k with 10% in WPAY—0%Get card
53Cardano Card0.5%Always4%€359.88/yr——Get card
55Brighty Card0.5%First €3.4k a month, then 0%0.5%Free0.6%—Get card
56Wallbit Card0.3%Always1%Hold $50k0%2%Get card
57Fold Card0.25%Always3%Hold $100k1%—Get card
58Phemex Card0.25%Always1%VIP 1——Get card
59Revolut Crypto Card0%0%Free0%0%Get card
61Xapo Bank Card0%0%$1,000/yr0.29%0%Get card
62Airtm Virtual Card0%0%Free1%0%Get card
63SafePal Card0%0%Free0%1%Get card
64UPay Card0%0%Free1%0%Get card
65THORWallet Card0%0.5%Free0%1.5%Get card
66SolCard0%0%Free0%1.5%Get card
68Bing Exclusive Virtual Card0%0%$12/yr1%1%Get card
69RedotPay Card0%3%$129/yr1%1.2%Get card
70Deblock Card0%1%€120/yr1.99%0.5%Get card
71Bitypay Card0%0%$60/yr0.5%1.99%Get card
72Onboard Flex Card0%0%Free1.25%1.5%Get card
73Tevau Card0%0%Free1.5%1.2%Get card
75Bit2Me Card0%7%Space Center Level 70.95%2%Get card
77Odix Pay Card0%6%Free1.5%1.5%Get card
78LinkPay Card0%2%$2,508/yr3%0%Get card
79IZIPAY Card0%0%Free3%0%Get card
80WhiteBIT Nova USD Card0%0%Free1.5%1.5%Get card
81Kripicard Premium0%0%Free4%0%Get card
82Rivocard Virtual Card0%1%Hold $1k5%0%Get card
83PSTNET Card0%0%$84/yr2%3%Get card
84WaldenPay Virtual Card0%0%Free5%0%Get card
85Zypto Premium VISA Card0%0%Free3%1.75%Get card
86Nocturne Card0%0%Free5.47%0%Get card
87BeeXpay Card0%0%Free4%2%Get card
89Crypto.com Visa Card0%4.5%Stake €450k CRO for 12 months—2%Get card
97Krak Card0%2%Hold €50k—0%Get card
100Ape Wallet Card0%0%Free2%—Get card
101Bitsa Card0%0%Free—2%Get card
102CardUpNow Virtual Card0%0%Free5%—Get card
103CasherCard0%0%$24/yr5%—Get card
104DigitalPurse Card0%0%Free——Get card
105e.PN Card0%0%$48/yr6.7%—Get card
106Foton Card0%0%Free1.5%—Get card
107Foxbit Card0%0%Free—6%Get card
108Gpayvcc Virtual Visa Reloadable0%0%Free——Get card
109Hide Card0%0%Free7.5%—Get card
110KazePay Card0%0%Free2.2%—Get card
111Nexa Card0%0%$47.88/yr——Get card
112Pay2.House Virtual Card0%0%$60/yr4%—Get card
114SiraPay Card0%0%$4.99/yr——Get card
115TapxCard0%0%Free3.5%—Get card
116UnCard0%0%Free——Get card
117VCCPro Virtual Visa Card0%0%Free8%—Get card
118Xkard Card0%0%$108/yr4.5%—Get card
119ZexoCard Virtual Card0%0%Free——Get card
120Fuse Card——Free0%0%Get card
121Rebind Card——Free0%0%Get card
122Trustee Plus Card——Free0.5%0%Get card
123Moon Card——Free1%0%Get card
124Payy Card——Free0%1%Get card
125Takenos TakeCard——Free1%0%Get card
127Karma Card——Free0.5%1%Get card
128PlasBit Card——Free0%1.5%Get card
129Cwallet Cozy Card——Free1.8%0%Get card
130Volet Card——$24/yr2%0%Get card
131Prive Card——Free0.5%2%Get card
132Solayer Card——$20/yr1%1.5%Get card
133PintoPay Card——Free2.5%0%Get card
134Kazawallet Card——Free1.5%2%Get card
136Kem Card——Free1%3%Get card
139Coinbase Card——Free—0%Get card
140CoinW Card——Free——Get card
141Cryptomus Card——Free3.2%—Get card
142Oobit Crypto Card—First $200 a month, then 0%—Free1%—Get card
143SpectroCoin Card——€12/yr—1%Get card

How we rank crypto Debit Cards

Every debit and prepaid card qualifies, ranked by the cashback on the plan anyone can get, then by the cost of paying abroad. "Cashback" is the rate on the plan anyone can get, with no subscription, staking or spending minimum, and "max cashback" is the best rate on any plan.

Each card's review explains its plans, fees and availability. There is no overall score, and referral links never change the order. How we compare cards.

Frequently asked questions

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