Best Stablecoin Cards for USDT and USDC

Bitget Wallet Card is our top pick for a stablecoin card, with no conversion fee and a 1.7% FX fee. Plasma One Card and KAST Card follow, both with no conversion fee.

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Some links earn us a commission, which never changes the order, and we don't issue any of these cards.

Top 5 picks

Cards that spend USDT or USDC, ranked by the fee they charge to convert them at checkout.

  1. Bitget Wallet Card — Base

    1. Bitget Wallet Card

    Bitget Wallet Card suits people who pay mostly in US dollars and want 2% to 3% back in crypto or USDC on a card with no monthly fee. Every non-dollar payment costs 1.7%, which eats most of the reward abroad and in any country that doesn't use the dollar.

    Conversion fee
    0%
    FX fee
    1.7%
    Cashback
    2%
    Countries
    56
    • 2% assetback, 3% after $100 or $200 of monthly spend
    • No fee on US dollar payments in Europe and Latin America
    • 1.7% FX fee on every payment that isn't in US dollars
    • Apple Pay works only in the EEA and the UK
    Get Bitget Wallet Card Read the review
  2. Plasma One Card — Lite

    2. Plasma One Card

    Plasma One Card suits stablecoin holders who want to spend USDT from their own wallet and are happy to earn cashback in XPL. The free Lite plan stops paying 2% after $500 a month, and the better rates need a $199 yearly fee or an XPL lock of 12 months.

    Conversion fee
    0%
    FX fee
    2%
    Cashback
    2%
    Countries
    211
    • 2% cashback on the first $500 a month on the free Lite plan
    • No conversion fee on payments, and 0% FX on Platinum
    • Cashback is paid in XPL, so its value moves with the token
    • Lite charges 2% FX and has no ATM access
    Get Plasma One Card Read the review
  3. KAST Card — Standard

    3. KAST Card

    KAST Card suits stablecoin holders who spend up to $2,000 a month and want 1.5% back with no conversion fee on USDC or USDT. The paid tiers cost $1,000 and $10,000 a year and only pay off for very heavy spenders.

    Conversion fee
    0%
    FX fee
    1.75%
    Cashback
    1.5%
    Countries
    10
    • 1.5% cashback on the first $2,000 a month on the free plan
    • Stablecoins convert to US dollars 1:1 with no spending fee
    • Free plan cashback tops out at $30 a month
    • The physical Standard card costs $40 for delivery
    Get KAST Card Read the review
  4. Tria Card — Lite

    4. Tria Card

    Tria Card suits heavy spenders who want self-custody and can use the Max plan, where 6% on the first $2,000 a month is worth up to $120 a month against a $250 yearly fee. Every plan costs money, and the card terms let the issuer charge up to 3% on foreign exchange.

    Conversion fee
    0%
    FX fee
    1%
    Cashback
    1.5%
    Countries
    217
    • Max pays 6% on the first $2,000 a month, up to $120
    • Funds stay in your own wallet until you pay
    • No free plan, Max costs $250 a year
    • Max cashback drops to 1% above $2,000 a month
    Get Tria Card Read the review
  5. Bleap Card — Bleap Card

    5. Bleap Card

    Bleap Card suits people in the EEA and Switzerland who hold USDC or EURe and want a free card with no FX fee, 1% back and spending straight from their own wallet. Cashback stops at €30 a month, and the physical card is only available through Bleap's referral program.

    Conversion fee
    0%
    FX fee
    0%
    Cashback
    1%
    Countries
    31
    • 1% cashback on up to €3,000 a month, paid in USDC
    • No FX fee, no conversion fee and no card or monthly fee
    • Cashback tops out at €30 a month
    • Physical card only after completing the referral program
    Get Bleap Card Read the review

Compare all 102 cards

Pick your country to see each card with the terms that apply to you, or sort by any column.

#CardConversion feeFX feeCashbackCountriesLink
1Bitget Wallet Card0%1.7%2%First $600 a month, then 0%56Get card
3Plasma One Card0%2%2%First $500 a month, then 0.1%211Get card
4KAST Card0%1.75%1.5%First $2k a month, then 0%10Get card
5Tria Card0%1%1.5%First $1k a month, then 0.5%217Get card
6Bleap Card0%0%1%First €3k a month, then 0%31Get card
7MetaMask Card0%1%1%Always45Get card
9Tangem Pay0%1.5%1%First $10k a month, then 0%41Get card
10XPlace Card0%1%0.5%First $2k a month, then 0%. Credit mode only225Get card
11Wallbit Card0%2%0.3%Always76Get card
12Avici Card0%1%0%50Get card
13Decaf Card0%1%0%223Get card
15Exa Card0%1.5%0%46Get card
17Rizon Card0%1.7%0%49Get card
18SafePal Card0%1%0%42Get card
19SolCard0%1.5%0%237Get card
20THORWallet Card0%1.5%0%173Get card
22Avalanche Card0%1%—40Get card
24Fuse Card0%0%—18Get card
25Payy Card0%1%—236Get card
26PlasBit Card0%1.5%—179Get card
27Tuyo Card0%2%—213Get card
28OKX Card0.1%0%2%First €2.5k a month, then 0%. Crypto-funded only35Get card
35Lemon Card0.5%0%2%First AR$1500k a month, then 0%. Crypto-funded only1Get card
36Ripio Card0.5%3%2%First AR$2500k a month, then 0%. Crypto-funded only1Get card
37KuCard0.5%1%1%First $500 a month, then 0%. Crypto-funded only31Get card
39Bitypay Card0.5%1.99%0%97Get card
40Karma Card0.5%1%—211Get card
41Prive Card0.5%2%—236Get card
42Trustee Plus Card0.5%0%—30Get card
43Brighty Card0.6%—0.5%First €3.4k a month, then 0%37Get card
54Bybit Card0.9%0.5%1%Always39Get card
55Gate Card0.9%0.4%1%First $500 a month, then 0%. Crypto-funded only209Get card
57Binance Card0.9%0%0.5%Always8Get card
58Bit2Me Card0.95%2%0%29Get card
60MEXC Card1%0%4%First $2.5k a month, then 0%179Get card
62CoinJar Card1%2.99%1%Always1Get card
63Kolo Card1%1%1%First $10k a month, then 0%229Get card
65Airtm Virtual Card1%0%0%44Get card
66RedotPay Card1%1.2%0%194Get card
67UPay Card1%0%0%175Get card
68Bing Exclusive Virtual Card1%1%0%237Get card
69Kem Card1%3%—224Get card
70Moon Card1%0%—236Get card
71Oobit Crypto Card1%——First $200 a month, then 0%74Get card
72Solayer Card1%1.5%—147Get card
73Takenos TakeCard1%0%—11Get card
76Onboard Flex Card1.25%1.5%0%187Get card
77CoinZoom Visa Card1.49%0%0.5%Always137Get card
78BingX Card1.5%0%2%First $200 a month, then 0%43Get card
79Foton Card1.5%—0%238Get card
80Karta Visa Signature Card1.5%1%0%229Get card
81Odix Pay Card1.5%1.5%0%20Get card
82Tevau Card1.5%1.2%0%189Get card
84WhiteBIT Nova USD Card1.5%1.5%0%129Get card
85Kazawallet Card1.5%2%—237Get card
88Cwallet Cozy Card1.8%0%—221Get card
89Tap Card1.99%1.5%0.5%Always29Get card
91Deblock Card1.99%0.5%0%32Get card
921inch Card2%0%1%Always31Get card
93Ledger CL Card2%0%1%Always37Get card
95Ape Wallet Card2%—0%10Get card
96PSTNET Card2%3%0%208Get card
97Volet Card2%0%—227Get card
98Uphold Debit Card2.05%1.5%2%First $6k a month, then 0%. New users only1Get card
99KazePay Card2.2%—0%238Get card
100PintoPay Card2.5%0%—237Get card
101IZIPAY Card3%0%0%238Get card
102LinkPay Card3%0%0%215Get card
103Zypto Premium VISA Card3%1.75%0%227Get card
104Cryptomus Card3.2%——238Get card
105TapxCard3.5%—0%238Get card
106BeeXpay Card4%2%0%231Get card
107Kripicard Premium4%0%0%238Get card
108Pay2.House Virtual Card4%—0%212Get card
110Xkard Card4.5%—0%238Get card
111CardUpNow Virtual Card5%—0%238Get card
112CasherCard5%—0%238Get card
113Rivocard Virtual Card5%0%0%238Get card
115WaldenPay Virtual Card5%0%0%234Get card
116Nocturne Card5.47%0%0%238Get card
117e.PN Card6.7%—0%204Get card
118Hide Card7.5%—0%238Get card
119VCCPro Virtual Visa Card8%—0%238Get card
120ether.fi Cash—1.5%3%First $2k a month, then 1%91Get card
121Belo Mastercard——2%First AR$1000k a month, then 0%. Crypto-funded only1Get card
124Bitpanda Card—0%1%Crypto-funded only20Get card
125COCA Card—0%1%First $1.5k a month, then 0%76Get card
126Cardano Card——0.5%Always35Get card
128Wirex Card—0%0.5%Always73Get card
129Phemex Card——0.25%Always28Get card
130Bitsa Card—2%0%30Get card
131DigitalPurse Card——0%238Get card
132Foxbit Card—6%0%1Get card
133Gpayvcc Virtual Visa Reloadable——0%238Get card
134Krak Card—0%0%32Get card
137Nexo Card—2%0%34Get card
139SiraPay Card——0%238Get card
140UnCard——0%238Get card
141ZexoCard Virtual Card——0%235Get card
142Coinbase Card—0%—1Get card
143CoinW Card———188Get card
144SpectroCoin Card—1%—29Get card

How we rank stablecoin Cards for USDT and USDC

Cards that spend USDT or USDC qualify, ranked by the conversion fee at checkout, then by cashback. "Cashback" is the rate on the plan anyone can get, with no subscription, staking or spending minimum, and "max cashback" is the best rate on any plan.

Each card's review explains its plans, fees and availability. There is no overall score, and referral links never change the order. How we compare cards.

Frequently asked questions

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