Best Crypto Cards in India
Tria Card is our top pick for a crypto card in India, with 1.5% cashback (first $1k a month, then 0.5%) and up to 6% cashback on its top plan. Kolo Card and Xapo Bank Card follow, with 1% cashback and no cashback on the free plan respectively.
Some links earn us a commission, which never changes the order, and we don't issue any of these cards.
Top 5 picks
Cards that accept residents of India, each shown with its local terms and ranked by cashback on the plan anyone can get.
1. Tria Card
Tria Card suits heavy spenders who want self-custody and can use the Max plan, where 6% on the first $2,000 a month is worth up to $120 a month against a $250 yearly fee. Every plan costs money, and the card terms let the issuer charge up to 3% on foreign exchange.
- Cashback
- 1.5%
- Max cashback
- 6%
- Conversion fee
- 0%
- FX fee
- 1%
- Max pays 6% on the first $2,000 a month, up to $120
- Funds stay in your own wallet until you pay
- No free plan, Max costs $250 a year
- Max cashback drops to 1% above $2,000 a month
2. Kolo Card
Kolo Card suits people who want to spend crypto from a wallet Kolo can't move on its own, and it pays 1% back in bitcoin with no card fee. Every payment also costs a 1% conversion fee, so the cashback mostly pays that fee back.
- Cashback
- 1%
- Max cashback
- 1%
- Conversion fee
- 1%
- FX fee
- 1%
- Self-custody MPC wallet that Kolo can't move funds from alone
- 1% cashback in BTC, or 2% for the first 30 days
- 1% conversion fee on every payment offsets the 1% cashback
- Cashback capped at $1 per payment and $100 a month
3. Xapo Bank Card
Xapo Bank Card suits people who want a Gibraltar-regulated bank account for dollars and bitcoin and will use the membership's other services. At $1,000 a year with no standing cashback, the card alone doesn't justify the fee.
- Cashback
- 0%
- Max cashback
- 0%
- Conversion fee
- 0.29%
- FX fee
- 0%
- No Xapo fee on card payments in dollars or foreign currencies
- Free metal card and one free replacement a year
- Requires a membership costing $1,000 a year
- No standing cashback on card spending
4. Airtm Virtual Card
Airtm Virtual Card suits freelancers and remote workers who hold USDC in Airtm and need a dollar Visa for subscriptions, ads and online shopping. It pays no cashback and has no plastic card or ATM access, so it works best as a second card for online payments.
- Cashback
- 0%
- Max cashback
- 0%
- Conversion fee
- 1%
- FX fee
- 0%
- Free virtual Visa with no issuance or monthly fee
- Load fee capped at $2 a month (1% on the first $200)
- No cashback or rewards on any spending
- Virtual only, with no plastic card or ATM withdrawals
5. SolCard
SolCard suits people who want to spend USDC, USDT or SOL with no annual fee, and Platinum's 0% top-up fee keeps it cheap for anyone willing to pass an ID check. It pays no cashback, and the no-ID Virtual card costs 5% on every top-up.
- Cashback
- 0%
- Max cashback
- 0%
- Conversion fee
- 0%
- FX fee
- 1.5%
- No monthly or annual fee on either card
- 0% top-up fee on the Platinum card
- No cashback on any card
- Virtual card charges 5% per top-up plus $10 per new card
Compare all 44 cards
Pick your country to see each card with the terms that apply to you, or sort by any column.
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How we rank crypto Cards in India
Every card that accepts residents of India qualifies, shown with the terms of the program that serves India and ranked by the cashback on the plan anyone can get, then by the cost of paying abroad. "Cashback" is the rate on the plan anyone can get, with no subscription, staking or spending minimum, and "max cashback" is the best rate on any plan.
Each card's review explains its plans, fees and availability. There is no overall score, and referral links never change the order. How we compare cards.