Best Crypto Cards in Nigeria

Top 5 picks

Cards that accept residents of Nigeria, each shown with its local terms and ranked by cashback on the plan anyone can get.

1. 

   1. MEXC Card

   MEXC Card suits people who already keep USDT on MEXC and spend up to $2,500 a month, where 4% cashback minus the 1% purchase fee leaves about 3%. It is virtual only, can't withdraw cash, and the higher 6% and 10% rates depend on a trading score that card spending doesn't raise.

   Cashback

   4%

   Max cashback

   10%

   Conversion fee

   1%

   FX fee

   0%

   • 4% cashback for every new cardholder, up to $100 a month
   • No card, monthly or annual fee
   • 1% fee on every purchase cuts net cashback to about 3%
   • 10% cashback needs the Elite VVIP level, an 800+ M-Score

   Get MEXC Card Read the review
2. 

   2. ether.fi Cash

   ether.fi Cash suits crypto holders who want high cashback on everyday spending without handing their coins to an exchange, with 3% on the first $2,000 a month on the free Core level. Rewards are paid in the ETHFI token after a 7-day lock, and Core cashback drops to 0.5% above $3,000 a month.

   Cashback

   3%

   Max cashback

   4%

   Conversion fee

   —

   FX fee

   1.5%

   • 3% cashback on the first $2,000 a month with no annual fee
   • Self-custody wallet, the issuer can't move your funds
   • Cashback is paid in ETHFI after a 7-day lock, $5 minimum claim
   • Core cashback drops to 0.5% above $3,000 a month

   Get ether.fi Cash Read the review
3. 

   3. OKX Card

   OKX Card is a cheap virtual card for OKX users in Europe who hold USDG, with no FX fee and 2% cashback on up to €2,500 a month. The 10% rate needs OKX VIP 4 status, and there's no physical card or ATM access in any region.

   Cashback

   2%

   Max cashback

   10%

   Conversion fee

   0.1%

   FX fee

   0%

   • 0% FX fee and a 0.1% conversion spread on every payment
   • 2% cashback on the first €2,500 a month on the free plan in Europe
   • Only payments funded with USDG earn cashback in Europe
   • 10% cashback needs OKX VIP 4 status and stops after €10,000

   Get OKX Card Read the review
4. 

   4. Plasma One Card

   Plasma One Card suits stablecoin holders who want to spend USDT from their own wallet and are happy to earn cashback in XPL. The free Lite plan stops paying 2% after $500 a month, and the better rates need a $199 yearly fee or an XPL lock of 12 months.

   Cashback

   2%

   Max cashback

   4%

   Conversion fee

   0%

   FX fee

   2%

   • 2% cashback on the first $500 a month on the free Lite plan
   • No conversion fee on payments, and 0% FX on Platinum
   • Cashback is paid in XPL, so its value moves with the token
   • Lite charges 2% FX and has no ATM access

   Get Plasma One Card Read the review
5. 

   5. Tria Card

   Tria Card suits heavy spenders who want self-custody and can use the Max plan, where 6% on the first $2,000 a month is worth up to $120 a month against a $250 yearly fee. Every plan costs money, and the card terms let the issuer charge up to 3% on foreign exchange.

   Cashback

   1.5%

   Max cashback

   6%

   Conversion fee

   0%

   FX fee

   1%

   • Max pays 6% on the first $2,000 a month, up to $120
   • Funds stay in your own wallet until you pay
   • No free plan, Max costs $250 a year
   • Max cashback drops to 1% above $2,000 a month

   Get Tria Card Read the review

More best lists

• Best Free Crypto Cards
• Best Crypto Cards in Europe
• Best Cashback Crypto Cards
• Best Crypto Credit Cards
• Best Crypto Cards for Travel
• Best Crypto Cards for ATM Withdrawals
• Best Self-Custody Crypto Cards
• Best Stablecoin Cards for USDT and USDC
• Best Bitcoin Debit Cards