Best Crypto Cards in Canada
ether.fi Cash is our top pick for a crypto card in Canada, with 3% cashback (first $2k a month, then 1%) and up to 4% cashback on its top plan. Plasma One Card and Tria Card follow, with 2% cashback and 1.5% cashback respectively.
Some links earn us a commission, which never changes the order, and we don't issue any of these cards.
Top 5 picks
Cards that accept residents of Canada, each shown with its local terms and ranked by cashback on the plan anyone can get.
1. ether.fi Cash
ether.fi Cash suits crypto holders who want high cashback on everyday spending without handing their coins to an exchange, with 3% on the first $2,000 a month on the free Core level. Rewards are paid in the ETHFI token after a 7-day lock, and Core cashback drops to 0.5% above $3,000 a month.
- Cashback
- 3%
- Max cashback
- 4%
- Conversion fee
- —
- FX fee
- 1.5%
- 3% cashback on the first $2,000 a month with no annual fee
- Self-custody wallet, the issuer can't move your funds
- Cashback is paid in ETHFI after a 7-day lock, $5 minimum claim
- Core cashback drops to 0.5% above $3,000 a month
2. Plasma One Card
Plasma One Card suits stablecoin holders who want to spend USDT from their own wallet and are happy to earn cashback in XPL. The free Lite plan stops paying 2% after $500 a month, and the better rates need a $199 yearly fee or an XPL lock of 12 months.
- Cashback
- 2%
- Max cashback
- 4%
- Conversion fee
- 0%
- FX fee
- 2%
- 2% cashback on the first $500 a month on the free Lite plan
- No conversion fee on payments, and 0% FX on Platinum
- Cashback is paid in XPL, so its value moves with the token
- Lite charges 2% FX and has no ATM access
3. Tria Card
Tria Card suits heavy spenders who want self-custody and can use the Max plan, where 6% on the first $2,000 a month is worth up to $120 a month against a $250 yearly fee. Every plan costs money, and the card terms let the issuer charge up to 3% on foreign exchange.
- Cashback
- 1.5%
- Max cashback
- 6%
- Conversion fee
- 0%
- FX fee
- 1%
- Max pays 6% on the first $2,000 a month, up to $120
- Funds stay in your own wallet until you pay
- No free plan, Max costs $250 a year
- Max cashback drops to 1% above $2,000 a month
4. MetaMask Card
MetaMask Card suits self-custody users in Europe and the Americas who want 1% back with no fee and no cap, spending straight from their wallet. The only option now is a virtual card, because the $199 Metal card has been paused since June 2026.
- Cashback
- 1%
- Max cashback
- 1%
- Conversion fee
- 0.5%
- FX fee
- 1%
- 1% back in mUSD with no monthly cap on the free virtual card
- Spends from your own wallet, so you keep the keys until you pay
- Metal card orders have been paused since June 2, 2026
- 1% cross-border fee on any merchant outside your country
5. Kolo Card
Kolo Card suits people who want to spend crypto from a wallet Kolo can't move on its own, and it pays 1% back in bitcoin with no card fee. Every payment also costs a 1% conversion fee, so the cashback mostly pays that fee back.
- Cashback
- 1%
- Max cashback
- 1%
- Conversion fee
- 1%
- FX fee
- 1%
- Self-custody MPC wallet that Kolo can't move funds from alone
- 1% cashback in BTC, or 2% for the first 30 days
- 1% conversion fee on every payment offsets the 1% cashback
- Cashback capped at $1 per payment and $100 a month
Compare all 56 cards
Pick your country to see each card with the terms that apply to you, or sort by any column.
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How we rank crypto Cards in Canada
Every card that accepts residents of Canada qualifies, shown with the terms of the program that serves Canada and ranked by the cashback on the plan anyone can get, then by the cost of paying abroad. "Cashback" is the rate on the plan anyone can get, with no subscription, staking or spending minimum, and "max cashback" is the best rate on any plan.
Each card's review explains its plans, fees and availability. There is no overall score, and referral links never change the order. How we compare cards.