Best Crypto Cards in Kenya

Top 5 picks

Cards that accept residents of Kenya, each shown with its local terms and ranked by cashback on the plan anyone can get.

1. 

   1. MEXC Card

   MEXC Card suits people who already keep USDT on MEXC and spend up to $2,500 a month, where 4% cashback minus the 1% purchase fee leaves about 3%. It is virtual only, can't withdraw cash, and the higher 6% and 10% rates depend on a trading score that card spending doesn't raise.

   Cashback

   4%

   Max cashback

   10%

   Conversion fee

   1%

   FX fee

   0%

   • 4% cashback for every new cardholder, up to $100 a month
   • No card, monthly or annual fee
   • 1% fee on every purchase cuts net cashback to about 3%
   • 10% cashback needs the Elite VVIP level, an 800+ M-Score

   Get MEXC Card Read the review
2. 

   2. Plasma One Card

   Plasma One Card suits stablecoin holders who want to spend USDT from their own wallet and are happy to earn cashback in XPL. The free Lite plan stops paying 2% after $500 a month, and the better rates need a $199 yearly fee or an XPL lock of 12 months.

   Cashback

   2%

   Max cashback

   4%

   Conversion fee

   0%

   FX fee

   2%

   • 2% cashback on the first $500 a month on the free Lite plan
   • No conversion fee on payments, and 0% FX on Platinum
   • Cashback is paid in XPL, so its value moves with the token
   • Lite charges 2% FX and has no ATM access

   Get Plasma One Card Read the review
3. 

   3. Tria Card

   Tria Card suits heavy spenders who want self-custody and can use the Max plan, where 6% on the first $2,000 a month is worth up to $120 a month against a $250 yearly fee. Every plan costs money, and the card terms let the issuer charge up to 3% on foreign exchange.

   Cashback

   1.5%

   Max cashback

   6%

   Conversion fee

   0%

   FX fee

   1%

   • Max pays 6% on the first $2,000 a month, up to $120
   • Funds stay in your own wallet until you pay
   • No free plan, Max costs $250 a year
   • Max cashback drops to 1% above $2,000 a month

   Get Tria Card Read the review
4. 

   4. Gate Card

   Gate Card suits Gate exchange users who spend a few thousand dollars a month with crypto, because the higher cashback tiers can be earned by card spending as well as VIP level. Every tier stops paying after $5,000 of spending a month, and the free tier earns at most $5.

   Cashback

   1%

   Max cashback

   8%

   Conversion fee

   0.9%

   FX fee

   0.4%

   • Free virtual and physical card, no monthly fee on the global card
   • $3,000 of monthly spending unlocks 2% cashback
   • Free tier pays 1% on the first $500 a month, $5 at most
   • 8% needs $15,000 a month and stops at $5,000 of spending

   Get Gate Card Read the review
5. 

   5. Tangem Pay

   Tangem Pay suits people in the US and about 40 other countries who want to spend stablecoins from an account they control, with no fee on the Basic plan. The advertised 1% to 4% cashback is still marked coming soon, and there's no physical card yet.

   Cashback

   1%

   Max cashback

   2%

   Conversion fee

   0%

   FX fee

   1.5%

   • Basic plan is free, with no fee on dollar payments
   • Self-custody account that Tangem calls non-custodial
   • Cashback program is still marked coming soon
   • 1.5% FX fee on payments in other currencies

   Get Tangem Pay Read the review

More best lists

• Best Free Crypto Cards
• Best Crypto Cards in Europe
• Best Cashback Crypto Cards
• Best Crypto Credit Cards
• Best Crypto Cards for Travel
• Best Crypto Cards for ATM Withdrawals
• Best Self-Custody Crypto Cards
• Best Stablecoin Cards for USDT and USDC
• Best Bitcoin Debit Cards