Best Crypto Cards in Malaysia

Top 5 picks

Cards that accept residents of Malaysia, each shown with its local terms and ranked by cashback on the plan anyone can get.

1. 

   1. ether.fi Cash

   ether.fi Cash suits crypto holders who want high cashback on everyday spending without handing their coins to an exchange, with 3% on the first $2,000 a month on the free Core level. Rewards are paid in the ETHFI token after a 7-day lock, and Core cashback drops to 0.5% above $3,000 a month.

   Cashback

   3%

   Max cashback

   4%

   Conversion fee

   —

   FX fee

   1.5%

   • 3% cashback on the first $2,000 a month with no annual fee
   • Self-custody wallet, the issuer can't move your funds
   • Cashback is paid in ETHFI after a 7-day lock, $5 minimum claim
   • Core cashback drops to 0.5% above $3,000 a month

   Get ether.fi Cash Read the review
2. 

   2. BingX Card

   BingX Card suits BingX users in Europe, Latin America and Asia-Pacific who spend at least $1,000 a month and hold USDT, since cashback of 3% to 5% then clears the 1.5% fee comfortably. Light spenders earn little, because the entry tier stops paying after $4 a month.

   Cashback

   2%

   Max cashback

   5%

   Conversion fee

   1.5%

   FX fee

   0%

   • Cashback of 2% to 5% in USDT, set by last month's spending
   • Free virtual card with Apple Pay and Google Pay
   • 1.5% trading fee on every purchase
   • Entry tier caps cashback at $4 a month

   Get BingX Card Read the review
3. 

   3. Bitget Wallet Card

   Bitget Wallet Card suits people who pay mostly in US dollars and want 2% to 3% back in crypto or USDC on a card with no monthly fee. Every non-dollar payment costs 1.7%, which eats most of the reward abroad and in any country that doesn't use the dollar.

   Cashback

   2%

   Max cashback

   3%

   Conversion fee

   0.2%

   FX fee

   1.7%

   • 2% assetback, 3% after $100 or $200 of monthly spend
   • No fee on US dollar payments in Europe and Latin America
   • 1.7% FX fee on every payment that isn't in US dollars
   • Apple Pay works only in the EEA and the UK

   Get Bitget Wallet Card Read the review
4. 

   4. Plasma One Card

   Plasma One Card suits stablecoin holders who want to spend USDT from their own wallet and are happy to earn cashback in XPL. The free Lite plan stops paying 2% after $500 a month, and the better rates need a $199 yearly fee or an XPL lock of 12 months.

   Cashback

   2%

   Max cashback

   4%

   Conversion fee

   0%

   FX fee

   2%

   • 2% cashback on the first $500 a month on the free Lite plan
   • No conversion fee on payments, and 0% FX on Platinum
   • Cashback is paid in XPL, so its value moves with the token
   • Lite charges 2% FX and has no ATM access

   Get Plasma One Card Read the review
5. 

   5. Tria Card

   Tria Card suits heavy spenders who want self-custody and can use the Max plan, where 6% on the first $2,000 a month is worth up to $120 a month against a $250 yearly fee. Every plan costs money, and the card terms let the issuer charge up to 3% on foreign exchange.

   Cashback

   1.5%

   Max cashback

   6%

   Conversion fee

   0%

   FX fee

   1%

   • Max pays 6% on the first $2,000 a month, up to $120
   • Funds stay in your own wallet until you pay
   • No free plan, Max costs $250 a year
   • Max cashback drops to 1% above $2,000 a month

   Get Tria Card Read the review

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