Best Crypto Cards in the Philippines

MEXC Card is our top pick for a crypto card in the Philippines, with 4% cashback (first $2.5k a month, then 0%) and up to 10% cashback on its top plan. ether.fi Cash and BingX Card follow, with 3% cashback and 2% cashback respectively.

By

Some links earn us a commission, which never changes the order, and we don't issue any of these cards.

Top 5 picks

Cards that accept residents of the Philippines, each shown with its local terms and ranked by cashback on the plan anyone can get.

  1. MEXC Card — Standard

    1. MEXC Card

    MEXC Card suits people who already keep USDT on MEXC and spend up to $2,500 a month, where 4% cashback minus the 1% purchase fee leaves about 3%. It is virtual only, can't withdraw cash, and the higher 6% and 10% rates depend on a trading score that card spending doesn't raise.

    Cashback
    4%
    Max cashback
    10%
    Conversion fee
    1%
    FX fee
    0%
    • 4% cashback for every new cardholder, up to $100 a month
    • No card, monthly or annual fee
    • 1% fee on every purchase cuts net cashback to about 3%
    • 10% cashback needs the Elite VVIP level, an 800+ M-Score
  2. ether.fi Cash — Core

    2. ether.fi Cash

    ether.fi Cash suits crypto holders who want high cashback on everyday spending without handing their coins to an exchange, with 3% on the first $2,000 a month on the free Core level. Rewards are paid in the ETHFI token after a 7-day lock, and Core cashback drops to 0.5% above $3,000 a month.

    Cashback
    3%
    Max cashback
    4%
    Conversion fee
    —
    FX fee
    1.5%
    • 3% cashback on the first $2,000 a month with no annual fee
    • Self-custody wallet, the issuer can't move your funds
    • Cashback is paid in ETHFI after a 7-day lock, $5 minimum claim
    • Core cashback drops to 0.5% above $3,000 a month
  3. BingX Card — Virtual Tier 1

    3. BingX Card

    BingX Card suits BingX users in Europe, Latin America and Asia-Pacific who spend at least $1,000 a month and hold USDT, since cashback of 3% to 5% then clears the 1.5% fee comfortably. Light spenders earn little, because the entry tier stops paying after $4 a month.

    Cashback
    2%
    Max cashback
    5%
    Conversion fee
    1.5%
    FX fee
    0%
    • Cashback of 2% to 5% in USDT, set by last month's spending
    • Free virtual card with Apple Pay and Google Pay
    • 1.5% trading fee on every purchase
    • Entry tier caps cashback at $4 a month
  4. Bitget Wallet Card — Base

    4. Bitget Wallet Card

    Bitget Wallet Card suits people who pay mostly in US dollars and want 2% to 3% back in crypto or USDC on a card with no monthly fee. Every non-dollar payment costs 1.7%, which eats most of the reward abroad and in any country that doesn't use the dollar.

    Cashback
    2%
    Max cashback
    3%
    Conversion fee
    0.2%
    FX fee
    1.7%
    • 2% assetback, 3% after $100 or $200 of monthly spend
    • No fee on US dollar payments in Europe and Latin America
    • 1.7% FX fee on every payment that isn't in US dollars
    • Apple Pay works only in the EEA and the UK
  5. Plasma One Card — Lite

    5. Plasma One Card

    Plasma One Card suits stablecoin holders who want to spend USDT from their own wallet and are happy to earn cashback in XPL. The free Lite plan stops paying 2% after $500 a month, and the better rates need a $199 yearly fee or an XPL lock of 12 months.

    Cashback
    2%
    Max cashback
    4%
    Conversion fee
    0%
    FX fee
    2%
    • 2% cashback on the first $500 a month on the free Lite plan
    • No conversion fee on payments, and 0% FX on Platinum
    • Cashback is paid in XPL, so its value moves with the token
    • Lite charges 2% FX and has no ATM access

Compare all 67 cards

Pick your country to see each card with the terms that apply to you, or sort by any column.

#CardCashbackMax cashbackConversion feeFX feeLink
1MEXC Card4%First $2.5k a month, then 0%10%Elite1%0%Get card
2ether.fi Cash3%First $2k a month, then 1%4%Hold $500k—1.5%Get card
3BingX Card2%First $200 a month, then 0%5%Spend $2k a month1.5%0%Get card
4Bitget Wallet Card2%First $600 a month, then 0%3%Spend $100 a month0.2%1.7%Get card
5Plasma One Card2%First $500 a month, then 0.1%4%Lock 100k XPL for 12 months0%2%Get card
6Tria Card1.5%First $1k a month, then 0.5%6%$250/yr0%1%Get card
7Tangem Pay1%First $10k a month, then 0%2%$359.88/yr or Spend $4.5k a month or Hold $65k0%1.5%Get card
8Kolo Card1%First $10k a month, then 0%1%Free1%1%Get card
9COCA Card1%First $1.5k a month, then 0%8%Stake $47k COCA—0%Get card
10XPlace Card0.5%First $2k a month, then 0%. Credit mode only2%$999/yr0%1%Get card
11CoinZoom Visa Card0.5%Always5%Lock 300k ZOOM1.49%0%Get card
12Wirex Card0.5%Always8%Hold $50k with 10% in WPAY—0%Get card
13Wallbit Card0.3%Always1%Hold $50k0%2%Get card
14Xapo Bank Card0%0%$1,000/yr0.29%0%Get card
15Avici Card0%0%Free0%1%Get card
16Decaf Card0%0%Free0%1%Get card
17UPay Card0%0%Free1%0%Get card
18THORWallet Card0%0.5%Free0%1.5%Get card
19Exa Card0%0%Free0%1.5%Get card
20SolCard0%0%Free0%1.5%Get card
21Rizon Card0%2.5%$143.88/yr0%1.7%Get card
22Bing Exclusive Virtual Card0%0%$12/yr1%1%Get card
23RedotPay Card0%3%$129/yr1%1.2%Get card
24Bitypay Card0%0%$60/yr0.5%1.99%Get card
25Karta Visa Signature Card0%0%Free1.5%1%Get card
26Onboard Flex Card0%0%Free1.25%1.5%Get card
27Tevau Card0%0%Free1.5%1.2%Get card
28Odix Pay Card0%6%Free1.5%1.5%Get card
29LinkPay Card0%2%$2,508/yr3%0%Get card
30IZIPAY Card0%0%Free3%0%Get card
31Kripicard Premium0%0%Free4%0%Get card
32Rivocard Virtual Card0%1%Hold $1k5%0%Get card
33PSTNET Card0%0%$84/yr2%3%Get card
34WaldenPay Virtual Card0%0%Free5%0%Get card
35Zypto Premium VISA Card0%0%Free3%1.75%Get card
36Nocturne Card0%0%Free5.47%0%Get card
37BeeXpay Card0%0%Free4%2%Get card
38CardUpNow Virtual Card0%0%Free5%—Get card
39CasherCard0%0%$24/yr5%—Get card
40DigitalPurse Card0%0%Free——Get card
41e.PN Card0%0%$48/yr6.7%—Get card
42Foton Card0%0%Free1.5%—Get card
43Gpayvcc Virtual Visa Reloadable0%0%Free——Get card
44Hide Card0%0%Free7.5%—Get card
45KazePay Card0%0%Free2.2%—Get card
46Nexa Card0%0%$47.88/yr——Get card
47SiraPay Card0%0%$4.99/yr——Get card
48TapxCard0%0%Free3.5%—Get card
49UnCard0%0%Free——Get card
50VCCPro Virtual Visa Card0%0%Free8%—Get card
51Xkard Card0%0%$108/yr4.5%—Get card
52ZexoCard Virtual Card0%0%Free——Get card
53Moon Card——Free1%0%Get card
54Payy Card——Free0%1%Get card
55Karma Card——Free0.5%1%Get card
56PlasBit Card——Free0%1.5%Get card
57Cwallet Cozy Card——Free1.8%0%Get card
58Tuyo Card——Free0%2%Get card
59Volet Card——$24/yr2%0%Get card
60Prive Card——Free0.5%2%Get card
61Solayer Card——$20/yr1%1.5%Get card
62PintoPay Card——Free2.5%0%Get card
63Kazawallet Card——Free1.5%2%Get card
64Kem Card——Free1%3%Get card
65CoinW Card——Free——Get card
66Cryptomus Card——Free3.2%—Get card
67Oobit Crypto Card—First $200 a month, then 0%—Free1%—Get card

How we rank crypto Cards in the Philippines

Every card that accepts residents of the Philippines qualifies, shown with the terms of the program that serves the Philippines and ranked by the cashback on the plan anyone can get, then by the cost of paying abroad. "Cashback" is the rate on the plan anyone can get, with no subscription, staking or spending minimum, and "max cashback" is the best rate on any plan.

Each card's review explains its plans, fees and availability. There is no overall score, and referral links never change the order. How we compare cards.

Frequently asked questions

More best lists