Best Crypto Cards in Australia

ether.fi Cash is our top pick for a crypto card in Australia, with 3% cashback (first $2k a month, then 1%) and up to 4% cashback on its top plan. BingX Card and Bitget Wallet Card follow, both with 2% cashback.

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Some links earn us a commission, which never changes the order, and we don't issue any of these cards.

Top 5 picks

Cards that accept residents of Australia, each shown with its local terms and ranked by cashback on the plan anyone can get.

  1. ether.fi Cash — Core

    1. ether.fi Cash

    ether.fi Cash suits crypto holders who want high cashback on everyday spending without handing their coins to an exchange, with 3% on the first $2,000 a month on the free Core level. Rewards are paid in the ETHFI token after a 7-day lock, and Core cashback drops to 0.5% above $3,000 a month.

    Cashback
    3%
    Max cashback
    4%
    Conversion fee
    —
    FX fee
    1.5%
    • 3% cashback on the first $2,000 a month with no annual fee
    • Self-custody wallet, the issuer can't move your funds
    • Cashback is paid in ETHFI after a 7-day lock, $5 minimum claim
    • Core cashback drops to 0.5% above $3,000 a month
    Get ether.fi Cash Read the review
  2. BingX Card — Virtual Tier 1

    2. BingX Card

    BingX Card suits BingX users in Europe, Latin America and Asia-Pacific who spend at least $1,000 a month and hold USDT, since cashback of 3% to 5% then clears the 1.5% fee comfortably. Light spenders earn little, because the entry tier stops paying after $4 a month.

    Cashback
    2%
    Max cashback
    5%
    Conversion fee
    1.5%
    FX fee
    0%
    • Cashback of 2% to 5% in USDT, set by last month's spending
    • Free virtual card with Apple Pay and Google Pay
    • 1.5% trading fee on every purchase
    • Entry tier caps cashback at $4 a month
    Get BingX Card Read the review
  3. Bitget Wallet Card — Base

    3. Bitget Wallet Card

    Bitget Wallet Card suits people who pay mostly in US dollars and want 2% to 3% back in crypto or USDC on a card with no monthly fee. Every non-dollar payment costs 1.7%, which eats most of the reward abroad and in any country that doesn't use the dollar.

    Cashback
    2%
    Max cashback
    3%
    Conversion fee
    0.2%
    FX fee
    1.7%
    • 2% assetback, 3% after $100 or $200 of monthly spend
    • No fee on US dollar payments in Europe and Latin America
    • 1.7% FX fee on every payment that isn't in US dollars
    • Apple Pay works only in the EEA and the UK
    Get Bitget Wallet Card Read the review
  4. Plasma One Card — Lite

    4. Plasma One Card

    Plasma One Card suits stablecoin holders who want to spend USDT from their own wallet and are happy to earn cashback in XPL. The free Lite plan stops paying 2% after $500 a month, and the better rates need a $199 yearly fee or an XPL lock of 12 months.

    Cashback
    2%
    Max cashback
    4%
    Conversion fee
    0%
    FX fee
    2%
    • 2% cashback on the first $500 a month on the free Lite plan
    • No conversion fee on payments, and 0% FX on Platinum
    • Cashback is paid in XPL, so its value moves with the token
    • Lite charges 2% FX and has no ATM access
    Get Plasma One Card Read the review
  5. Bybit Card — Tier 1 (Base)

    5. Bybit Card

    Bybit Card is a strong free card for Bybit users in Europe, with 1% uncapped cashback and low fees. The advertised 10% needs VIP status or $25,000 a month in spending, so most people will earn 1–2%.

    Cashback
    2%
    Max cashback
    10%
    Conversion fee
    0.9%
    FX fee
    2%
    • 1% cashback with no monthly cap on the free plan in Europe
    • 0.5% FX fee and a free physical card in Europe
    • 10% cashback needs $25,000 a month in spending or top VIP status
    • Outside Europe the free plan earns at most $5 a month
    Get Bybit Card Read the review

Compare all 74 cards

Pick your country to see each card with the terms that apply to you, or sort by any column.

#CardCashbackMax cashbackConversion feeFX feeLink
1ether.fi Cash3%First $2k a month, then 1%4%Hold $500k—1.5%Get card
2BingX Card2%First $200 a month, then 0%5%Spend $2k a month1.5%0%Get card
3Bitget Wallet Card2%First $600 a month, then 0%3%Spend $200 a month0.2%1.7%Get card
4Plasma One Card2%First $500 a month, then 0.1%4%Lock 100k XPL for 12 months0%2%Get card
5Bybit Card2%First $250 a month, then 0%. Crypto-funded only10%Spend $25k a month or Supreme VIP or PRO 30.9%2%Get card
6Tria Card1.5%First $1k a month, then 0.5%6%$250/yr0%1%Get card
7Binance Card1.5%Always3%Spend $1k a month0.9%3%Get card
8Gate Card1%First $500 a month, then 0%. Crypto-funded only8%Spend $15k a month or VIP 130.9%0.4%Get card
9KuCard1%First $500 a month, then 0%. Crypto-funded only8%Spend $30k a month or VIP 110.5%1%Get card
10Tangem Pay1%First $10k a month, then 0%2%$359.88/yr or Spend $4.5k a month or Hold $65k0%1.5%Get card
11Kolo Card1%First $10k a month, then 0%1%Free1%1%Get card
12CoinJar Card1%Always1%Free1%2.99%Get card
13COCA Card1%First $1.5k a month, then 0%8%Stake $47k COCA—0%Get card
14XPlace Card0.5%First $2k a month, then 0%. Credit mode only2%$999/yr0%1%Get card
15Wirex Card0.5%Always8%Hold $50k with 10% in WPAY—0%Get card
16Cardano Card0.5%Always4%$419.88/yr——Get card
17Wallbit Card0.3%Always1%Hold $50k0%2%Get card
18Xapo Bank Card0%0%$1,000/yr0.29%0%Get card
19Avici Card0%0%Free0%1%Get card
20Decaf Card0%0%Free0%1%Get card
21SafePal Card0%0%Free0%1%Get card
22UPay Card0%0%Free1%0%Get card
23THORWallet Card0%0.5%Free0%1.5%Get card
24Exa Card0%0%Free0%1.5%Get card
25SolCard0%0%Free0%1.5%Get card
26Rizon Card0%2.5%$143.88/yr0%1.7%Get card
27Bing Exclusive Virtual Card0%0%$12/yr1%1%Get card
28RedotPay Card0%3%$129/yr1%1.2%Get card
29Bitypay Card0%0%$60/yr0.5%1.99%Get card
30Karta Visa Signature Card0%0%Free1.5%1%Get card
31Onboard Flex Card0%0%Free1.25%1.5%Get card
32Tevau Card0%0%Free1.5%1.2%Get card
33Odix Pay Card0%6%Free1.5%1.5%Get card
34LinkPay Card0%2%$2,508/yr3%0%Get card
35IZIPAY Card0%0%Free3%0%Get card
36WhiteBIT Nova USD Card0%0%Free1.5%1.5%Get card
37Kripicard Premium0%0%Free4%0%Get card
38Rivocard Virtual Card0%1%Hold $1k5%0%Get card
39PSTNET Card0%0%$84/yr2%3%Get card
40WaldenPay Virtual Card0%0%Free5%0%Get card
41Zypto Premium VISA Card0%0%Free3%1.75%Get card
42Nocturne Card0%0%Free5.47%0%Get card
43BeeXpay Card0%0%Free4%2%Get card
44Crypto.com Visa Card0%4.5%Stake A$700k CRO for 12 months—3%Get card
45CardUpNow Virtual Card0%0%Free5%—Get card
46CasherCard0%0%$24/yr5%—Get card
47DigitalPurse Card0%0%Free——Get card
48e.PN Card0%0%$48/yr6.7%—Get card
49Foton Card0%0%Free1.5%—Get card
50Gpayvcc Virtual Visa Reloadable0%0%Free——Get card
51Hide Card0%0%Free7.5%—Get card
52KazePay Card0%0%Free2.2%—Get card
53Nexa Card0%0%$47.88/yr——Get card
54Pay2.House Virtual Card0%0%$60/yr4%—Get card
55SiraPay Card0%0%$4.99/yr——Get card
56TapxCard0%0%Free3.5%—Get card
57UnCard0%0%Free——Get card
58VCCPro Virtual Visa Card0%0%Free8%—Get card
59Xkard Card0%0%$108/yr4.5%—Get card
60ZexoCard Virtual Card0%0%Free——Get card
61Moon Card——Free1%0%Get card
62Payy Card——Free0%1%Get card
63Karma Card——Free0.5%1%Get card
64PlasBit Card——Free0%1.5%Get card
65Cwallet Cozy Card——Free1.8%0%Get card
66Tuyo Card——Free0%2%Get card
67Volet Card——$24/yr2%0%Get card
68Prive Card——Free0.5%2%Get card
69PintoPay Card——Free2.5%0%Get card
70Kazawallet Card——Free1.5%2%Get card
71Kem Card——Free1%3%Get card
72CoinW Card——Free——Get card
73Cryptomus Card——Free3.2%—Get card
74Oobit Crypto Card—First $200 a month, then 0%—Free1%—Get card

How we rank crypto Cards in Australia

Every card that accepts residents of Australia qualifies, shown with the terms of the program that serves Australia and ranked by the cashback on the plan anyone can get, then by the cost of paying abroad. "Cashback" is the rate on the plan anyone can get, with no subscription, staking or spending minimum, and "max cashback" is the best rate on any plan.

Each card's review explains its plans, fees and availability. There is no overall score, and referral links never change the order. How we compare cards.

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