Best Crypto Cards in Poland

Top 5 picks

Cards that accept residents of Poland, each shown with its local terms and ranked by cashback on the plan anyone can get.

1. 

   1. MEXC Card

   MEXC Card suits people who already keep USDT on MEXC and spend up to $2,500 a month, where 4% cashback minus the 1% purchase fee leaves about 3%. It is virtual only, can't withdraw cash, and the higher 6% and 10% rates depend on a trading score that card spending doesn't raise.

   Cashback

   4%

   Max cashback

   10%

   Conversion fee

   1%

   FX fee

   0%

   • 4% cashback for every new cardholder, up to $100 a month
   • No card, monthly or annual fee
   • 1% fee on every purchase cuts net cashback to about 3%
   • 10% cashback needs the Elite VVIP level, an 800+ M-Score

   Get MEXC Card Read the review
2. 

   2. ether.fi Cash

   ether.fi Cash suits crypto holders who want high cashback on everyday spending without handing their coins to an exchange, with 3% on the first $2,000 a month on the free Core level. Rewards are paid in the ETHFI token after a 7-day lock, and Core cashback drops to 0.5% above $3,000 a month.

   Cashback

   3%

   Max cashback

   4%

   Conversion fee

   —

   FX fee

   1.5%

   • 3% cashback on the first $2,000 a month with no annual fee
   • Self-custody wallet, the issuer can't move your funds
   • Cashback is paid in ETHFI after a 7-day lock, $5 minimum claim
   • Core cashback drops to 0.5% above $3,000 a month

   Get ether.fi Cash Read the review
3. 

   3. OKX Card

   OKX Card is a cheap virtual card for OKX users in Europe who hold USDG, with no FX fee and 2% cashback on up to €2,500 a month. The 10% rate needs OKX VIP 4 status, and there's no physical card or ATM access in any region.

   Cashback

   2%

   Max cashback

   10%

   Conversion fee

   0.1%

   FX fee

   0%

   • 0% FX fee and a 0.1% conversion spread on every payment
   • 2% cashback on the first €2,500 a month on the free plan in Europe
   • Only payments funded with USDG earn cashback in Europe
   • 10% cashback needs OKX VIP 4 status and stops after €10,000

   Get OKX Card Read the review
4. 

   4. BingX Card

   BingX Card suits BingX users in Europe, Latin America and Asia-Pacific who spend at least $1,000 a month and hold USDT, since cashback of 3% to 5% then clears the 1.5% fee comfortably. Light spenders earn little, because the entry tier stops paying after $4 a month.

   Cashback

   2%

   Max cashback

   5%

   Conversion fee

   1.5%

   FX fee

   0%

   • Cashback of 2% to 5% in USDT, set by last month's spending
   • Free virtual card with Apple Pay and Google Pay
   • 1.5% trading fee on every purchase
   • Entry tier caps cashback at $4 a month

   Get BingX Card Read the review
5. 

   5. Bitget Wallet Card

   Bitget Wallet Card suits people who pay mostly in US dollars and want 2% to 3% back in crypto or USDC on a card with no monthly fee. Every non-dollar payment costs 1.7%, which eats most of the reward abroad and in any country that doesn't use the dollar.

   Cashback

   2%

   Max cashback

   3%

   Conversion fee

   0%

   FX fee

   1.7%

   • 2% assetback, 3% after $100 or $200 of monthly spend
   • No fee on US dollar payments in Europe and Latin America
   • 1.7% FX fee on every payment that isn't in US dollars
   • Apple Pay works only in the EEA and the UK

   Get Bitget Wallet Card Read the review

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